StratMaker (147675)

CarMax Auto Owner Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.01% / 99.99%

Total Original # of Loans

86,266

WA Loan to Value (LTV)

74.52%

Total Original Loan Amount (OLA)

$ 2,001,902,403

WA Payment to Income (PTI)

9.16%

Weighted Average (WA) OLA

$ 26,865

WA FICO (non-zero)

706

Rep. Period Beginning Loan Amount

$ 984,468,011

WA Remaining Term (RT)

49.86

Rep. Period Ending Loan Amount (ELA)

$ 950,765,062

WA Original APR

8.17%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

86,266

Total Original Loan Amount (OLA)

$ 2,001,902,403

Weighted Average (WA) OLA

$ 26,865

Rep. Period Beginning Loan Amount

$ 984,468,011

Rep. Period Ending Loan Amount (ELA)

$ 950,765,062

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

74.52%

WA Payment to Income (PTI)

9.16%

WA FICO (non-zero)

706

WA Remaining Term (RT)

49.86

WA Original APR

8.17%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	229	0.27%	870,523	0.04%	281,446	0.03%	2,708	700	38.48	4.40%
$5,000 - $9,999	2,788	3.23%	22,823,650	1.14%	7,919,969	0.83%	5,870	702	41.78	5.34%
$10,000 - $14,999	11,892	13.79%	154,021,745	7.69%	50,764,228	5.34%	9,624	689	44.53	7.35%
$15,000 - $19,999	21,269	24.66%	373,769,243	18.67%	152,395,706	16.03%	13,569	690	47.38	8.42%
$20,000 - $24,999	19,207	22.26%	429,580,902	21.46%	205,000,483	21.56%	17,573	702	49.81	8.54%
$25,000 - $29,999	13,385	15.52%	365,862,555	18.28%	186,496,740	19.62%	21,630	702	50.71	8.52%
$30,000 - $39,999	12,571	14.57%	427,239,353	21.34%	226,194,539	23.79%	27,078	709	51.38	8.04%
$40,000 - $49,999	3,838	4.45%	168,982,784	8.44%	89,069,377	9.37%	35,100	710	52.03	7.78%
$50,000 - $59,999	966	1.12%	51,252,045	2.56%	28,642,076	3.01%	41,974	716	51.41	7.16%
$60,000 - $69,999	121	0.14%	7,499,604	0.37%	4,000,499	0.42%	44,942	776	46.30	4.39%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	37,393	43.35%	798,857,026	39.90%	13,673,096	1.44%	2,646	688	13.70	8.16%
$5,000 - $9,999	4,448	5.16%	58,318,379	2.91%	35,234,983	3.71%	8,175	711	41.73	6.11%
$10,000 - $14,999	11,286	13.08%	192,434,522	9.61%	144,013,128	15.15%	12,916	700	46.82	7.56%
$15,000 - $19,999	13,590	15.75%	302,033,451	15.09%	236,702,044	24.90%	17,535	705	50.04	8.31%
$20,000 - $24,999	9,688	11.23%	271,278,712	13.55%	216,048,818	22.72%	22,393	701	51.37	8.54%
$25,000 - $29,999	5,373	6.23%	181,824,551	9.08%	146,202,910	15.38%	27,283	699	52.36	8.62%
$30,000 - $39,999	3,721	4.31%	156,276,515	7.81%	125,821,379	13.23%	34,035	706	52.85	8.10%
$40,000 - $49,999	766	0.89%	40,818,275	2.04%	33,018,030	3.47%	43,215	701	53.14	7.93%
$50,000 - $59,999	1	0.00%	60,971	0.00%	50,673	0.01%	50,673	641	56.00	6.95%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	450	0.52%	9,797,199	0.49%	4,907,210	0.52%	20,014	797	44.69	2.22%
2.50 - 4.99%	25,225	29.24%	560,459,924	28.00%	257,458,964	27.08%	20,710	795	47.28	3.55%
5.00 - 7.49%	17,826	20.66%	405,481,217	20.25%	175,867,600	18.50%	21,551	732	49.07	6.50%
7.50 - 9.99%	20,132	23.34%	485,799,631	24.27%	224,068,634	23.57%	22,825	681	50.97	9.10%
10.00 - 12.49%	11,187	12.97%	290,546,506	14.51%	153,293,500	16.12%	24,855	640	53.24	11.18%
12.50 - 14.99%	9,885	11.46%	214,802,541	10.73%	114,465,466	12.04%	20,136	587	50.26	14.02%
15.00 - 17.49%	1,561	1.81%	35,015,384	1.75%	20,703,689	2.18%	20,457	607	50.69	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	297,628	0.01%	202,532	0.02%	23,053	492	52.30	12.80%
500 - 549	1,173	1.36%	26,324,982	1.31%	13,237,193	1.39%	22,728	539	51.09	12.82%
550 - 599	6,587	7.64%	152,543,428	7.62%	79,048,246	8.31%	22,545	579	51.15	12.74%
600 - 649	14,812	17.17%	348,180,479	17.39%	167,850,437	17.65%	22,821	626	50.98	11.48%
650 - 699	18,405	21.34%	431,529,066	21.56%	199,139,136	20.95%	22,355	674	50.92	9.49%
700 - 749	16,826	19.50%	386,966,214	19.33%	181,465,815	19.09%	21,571	724	49.94	7.30%
750 - 799	14,099	16.34%	325,918,248	16.28%	154,571,807	16.26%	21,345	774	48.75	5.10%
800+	13,544	15.70%	318,969,831	15.93%	149,705,320	15.75%	21,523	831	47.65	3.90%
NA	807	0.94%	11,172,529	0.56%	5,544,576	0.58%	12,203	0	44.80	14.28%
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	22	0.03%	197,970	0.01%	18,563	0.00%	3,533	798	7.35	3.92%
25 - 36	342	0.40%	4,970,536	0.25%	1,748,076	0.18%	11,099	747	19.23	4.68%
37 - 48	1,115	1.29%	17,178,823	0.86%	7,719,188	0.81%	12,439	719	29.43	5.73%
49 - 60	17,164	19.90%	361,634,700	18.06%	163,613,092	17.21%	19,155	726	42.93	6.35%
61 - 72	49,732	57.65%	1,157,010,699	57.80%	553,057,814	58.17%	21,984	701	50.38	8.29%
73+	17,891	20.74%	460,909,675	23.02%	224,608,328	23.62%	24,333	687	54.57	9.32%
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	30,164	34.97%	660,310,192	32.98%	78,493	0.01%	1,030	648	0.00	10.11%
1 - 12	6,324	7.33%	130,653,820	6.53%	11,485,717	1.21%	2,778	673	5.51	9.34%
13 - 24	441	0.51%	6,701,855	0.33%	3,259,981	0.34%	10,654	735	19.66	4.90%
25 - 36	1,273	1.48%	20,905,238	1.04%	13,300,389	1.40%	13,303	719	31.66	6.25%
37 - 48	19,830	22.99%	440,985,350	22.03%	322,879,240	33.96%	19,379	723	43.94	6.57%
49 - 60	28,232	32.73%	742,294,794	37.08%	599,737,957	63.08%	23,964	691	54.48	9.08%
61 - 72	2	0.00%	51,155	0.00%	23,284	0.00%	19,901	610	61.92	11.73%
73+	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	76,728	88.94%	1,759,525,834	87.89%	790,256,002	83.12%	21,486	715	49.60	7.55%
1 - 15	4,943	5.73%	124,364,436	6.21%	89,428,326	9.41%	23,663	651	50.83	10.59%
16 - 30	1,191	1.38%	30,895,848	1.54%	22,547,825	2.37%	24,599	631	51.49	11.47%
31 - 60	1,426	1.65%	36,761,549	1.84%	28,293,282	2.98%	24,954	618	51.56	12.28%
61 - 90	869	1.01%	22,327,984	1.12%	16,938,657	1.78%	25,210	611	51.63	12.69%
91 - 120	253	0.29%	6,593,546	0.33%	3,283,210	0.35%	27,444	622	51.85	11.70%
121+	856	0.99%	21,433,206	1.07%	17,760	0.00%	17,760	583	40.00	14.95%
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	85,763	99.42%	1,991,873,924	99.50%	945,072,897	99.40%	21,958	704	49.87	8.15%
Stated, verified but not Level 4 or 5	503	0.58%	10,028,479	0.50%	5,692,165	0.60%	21,337	431	48.29	11.98%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,764	32.18%	568,791,909	28.41%	249,822,118	26.28%	19,505	744	48.12	5.80%
5.00 - 9.99%	32,851	38.08%	781,377,688	39.03%	371,954,218	39.12%	22,238	702	50.04	8.07%
10.00 - 14.99%	15,518	17.99%	384,440,223	19.20%	190,580,468	20.04%	22,931	676	50.83	9.77%
15.00 - 19.99%	6,193	7.18%	159,367,580	7.96%	82,600,768	8.69%	23,668	665	51.13	10.44%
20.00 - 24.99%	2,472	2.87%	67,114,245	3.35%	34,709,460	3.65%	25,029	659	51.74	11.00%
25.00 - 29.99%	909	1.05%	24,771,701	1.24%	13,121,383	1.38%	25,084	659	50.71	10.73%
30.00 - 39.99%	430	0.50%	11,946,883	0.60%	6,007,710	0.63%	25,399	680	50.18	9.25%
40.00 - 49.99%	76	0.09%	2,232,199	0.11%	979,673	0.10%	25,179	718	48.19	8.23%
50.00 - 59.99%	36	0.04%	1,218,695	0.06%	688,766	0.07%	27,994	713	50.83	8.01%
60.00 - 69.99%	14	0.02%	513,802	0.03%	271,265	0.03%	31,965	744	53.35	8.63%
70.00 - 79.99%	2	0.00%	91,730	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	35,747	0.00%	29,233	0.00%	29,233	665	55.00	8.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	431	0.50%	2,618,956	0.13%	1,034,234	0.11%	5,739	728	42.80	3.81%
25.00 - 49.99%	3,520	4.08%	43,280,937	2.16%	20,562,299	2.16%	10,633	750	44.19	4.00%
50.00 - 74.99%	11,660	13.52%	221,483,741	11.06%	112,389,250	11.82%	16,881	744	47.24	4.87%
75.00 - 99.99%	31,010	35.95%	747,374,888	37.33%	376,373,777	39.59%	22,128	714	49.82	7.27%
100.00 - 109.99%	20,670	23.96%	531,522,668	26.55%	257,233,675	27.06%	24,143	684	51.13	9.50%
110.00 - 119.99%	13,572	15.73%	335,756,636	16.77%	144,006,243	15.15%	23,355	673	50.81	10.54%
120.00 - 129.99%	4,367	5.06%	96,091,192	4.80%	32,507,405	3.42%	21,606	672	49.34	11.17%
130.00 - 139.99%	822	0.95%	18,953,388	0.95%	5,749,835	0.60%	22,553	668	48.94	11.34%
140.00%+	214	0.25%	4,819,996	0.24%	908,344	0.10%	19,184	696	46.06	10.72%
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,412	1.64%	33,720,672	1.68%	16,377,217	1.72%	22,684	684	50.80	9.28%
Alaska	24	0.03%	542,795	0.03%	297,474	0.03%	23,339	722	48.40	7.19%
Arizona	1,263	1.46%	28,900,234	1.44%	12,653,595	1.33%	21,848	711	49.97	7.73%
Arkansas	128	0.15%	2,979,008	0.15%	1,376,663	0.14%	21,524	677	49.52	9.16%
California	15,815	18.33%	372,618,641	18.61%	176,337,608	18.55%	22,382	709	49.25	7.72%
Colorado	1,949	2.26%	44,996,415	2.25%	20,139,043	2.12%	21,558	721	48.80	7.29%
Connecticut	774	0.90%	17,468,555	0.87%	8,224,895	0.87%	21,787	703	49.54	7.90%
Delaware	340	0.39%	7,164,582	0.36%	2,767,374	0.29%	18,800	707	47.76	8.14%
Florida	7,306	8.47%	172,459,948	8.61%	80,501,670	8.47%	22,396	687	50.88	8.76%
Georgia	5,722	6.63%	134,728,698	6.73%	66,116,851	6.95%	22,450	686	50.56	9.16%
Hawaii	28	0.03%	608,736	0.03%	176,500	0.02%	22,422	743	49.54	6.17%
Idaho	249	0.29%	5,801,573	0.29%	2,773,321	0.29%	21,499	703	48.96	7.93%
Illinois	4,252	4.93%	93,923,042	4.69%	41,596,978	4.38%	20,863	718	49.34	7.68%
Indiana	1,318	1.53%	30,022,052	1.50%	14,391,597	1.51%	21,379	715	50.11	7.77%
Iowa	290	0.34%	6,621,582	0.33%	2,911,431	0.31%	21,028	709	49.01	7.86%
Kansas	714	0.83%	16,080,612	0.80%	7,025,353	0.74%	20,761	719	48.44	7.61%
Kentucky	897	1.04%	20,060,943	1.00%	9,730,871	1.02%	20,702	716	49.62	7.61%
Louisiana	1,286	1.49%	32,172,513	1.61%	19,208,509	2.02%	23,415	672	51.61	9.63%
Maine	178	0.21%	4,334,606	0.22%	2,506,922	0.26%	22,344	718	49.27	7.00%
Maryland	3,886	4.50%	87,901,413	4.39%	40,377,780	4.25%	21,500	704	49.42	8.11%
Massachusetts	912	1.06%	19,434,481	0.97%	8,624,027	0.91%	19,520	734	49.20	6.70%
Michigan	87	0.10%	1,798,299	0.09%	558,773	0.06%	18,310	713	48.61	8.12%
Minnesota	311	0.36%	6,795,498	0.34%	3,133,142	0.33%	20,846	690	48.83	8.57%
Mississippi	889	1.03%	21,748,067	1.09%	10,910,324	1.15%	23,133	681	50.26	9.76%
Missouri	616	0.71%	13,291,243	0.66%	5,231,836	0.55%	20,526	715	48.84	7.83%
Montana	30	0.03%	671,332	0.03%	287,651	0.03%	21,321	719	47.67	6.53%
Nebraska	300	0.35%	6,833,850	0.34%	3,242,874	0.34%	21,149	731	49.22	6.93%
Nevada	2,240	2.60%	52,859,285	2.64%	25,522,298	2.68%	22,009	707	49.78	7.90%
New Hampshire	83	0.10%	2,027,207	0.10%	1,049,583	0.11%	22,657	708	50.61	7.54%
New Jersey	668	0.77%	14,303,816	0.71%	6,656,213	0.70%	19,722	712	50.07	7.44%
New Mexico	629	0.73%	14,316,599	0.72%	6,626,980	0.70%	21,362	710	49.29	8.01%
New York	88	0.10%	1,995,522	0.10%	1,138,584	0.12%	20,938	687	48.76	8.62%
North Carolina	4,937	5.72%	112,510,292	5.62%	52,376,914	5.51%	21,570	699	50.33	8.46%
North Dakota	9	0.01%	275,084	0.01%	191,631	0.02%	31,271	677	55.65	8.50%
Ohio	1,470	1.70%	33,235,909	1.66%	14,986,614	1.58%	21,421	708	49.81	8.10%
Oklahoma	602	0.70%	13,574,954	0.68%	6,664,159	0.70%	20,559	702	49.01	8.03%
Oregon	817	0.95%	17,006,563	0.85%	8,706,379	0.92%	19,117	718	48.28	7.27%
Pennsylvania	1,281	1.48%	28,727,648	1.44%	14,196,686	1.49%	20,854	711	49.86	7.88%
Rhode Island	235	0.27%	4,894,389	0.24%	1,997,792	0.21%	19,922	707	48.99	7.77%
South Carolina	2,326	2.70%	51,586,406	2.58%	23,892,367	2.51%	21,513	691	50.23	8.65%
South Dakota	18	0.02%	406,489	0.02%	141,458	0.01%	19,154	724	44.38	5.68%
Tennessee	3,545	4.11%	82,466,727	4.12%	39,551,863	4.16%	22,073	708	49.80	8.02%
Texas	8,699	10.08%	212,295,699	10.60%	107,661,411	11.32%	22,881	691	50.29	8.61%
Utah	351	0.41%	7,766,873	0.39%	3,209,686	0.34%	20,338	723	47.91	6.87%
Vermont	14	0.02%	258,423	0.01%	71,673	0.01%	14,135	777	50.97	5.19%
Virginia	4,844	5.62%	112,720,716	5.63%	52,967,395	5.57%	21,842	719	49.75	7.49%
Washington	1,272	1.47%	28,916,758	1.44%	14,172,300	1.49%	20,680	709	49.19	7.71%
West Virginia	88	0.10%	1,981,286	0.10%	955,020	0.10%	22,235	712	49.56	7.88%
Wisconsin	832	0.96%	18,597,485	0.93%	8,124,504	0.85%	20,515	711	50.11	8.08%
Wyoming	28	0.03%	672,468	0.03%	292,469	0.03%	24,055	735	47.32	6.85%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	13,353	0.00%	10,438	0.00%	10,438	610	44.00	9.95%
Armed Forces EMEA	6	0.01%	175,485	0.01%	111,937	0.01%	25,100	647	48.37	9.04%
Armed Forces Pacific	1	0.00%	37,446	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	203	0.24%	4,535,345	0.23%	1,983,333	0.21%	21,790	703	49.30	7.95%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	64,785	0.00%	25,095	0.00%	25,095	634	56.00	11.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	67	0.08%	1,568,615	0.08%	64,628	0.01%	7,939	676	23.21	6.78%
Used	86,199	99.92%	2,000,333,788	99.92%	950,700,434	99.99%	21,955	702	49.86	8.17%
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,761	46.09%	814,398,136	40.68%	369,798,419	38.89%	19,554	685	49.74	8.98%
Truck	7,655	8.87%	233,620,101	11.67%	114,103,622	12.00%	27,100	721	49.79	7.33%
SUV	36,335	42.12%	895,148,061	44.71%	441,398,355	46.43%	22,667	710	50.08	7.79%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,515	2.92%	58,736,104	2.93%	25,464,666	2.68%	21,410	727	48.15	7.00%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,181	9.48%	188,707,661	9.43%	82,833,270	8.71%	21,899	704	49.42	8.20%
Ford: Lincoln	490	0.57%	12,208,502	0.61%	4,888,895	0.51%	23,303	712	49.59	7.80%
Ford: Mercury	12	0.01%	156,899	0.01%	38,917	0.00%	14,041	738	44.80	9.92%
GMC	1,819	2.11%	52,473,743	2.62%	24,551,277	2.58%	26,923	712	49.96	7.68%
GMC: Buick	1,039	1.20%	21,720,433	1.08%	9,620,633	1.01%	18,403	690	49.85	8.73%
GMC: Cadillac	975	1.13%	27,279,216	1.36%	10,730,961	1.13%	26,382	707	49.48	7.99%
GMC: Chevrolet	7,331	8.50%	176,975,135	8.84%	83,335,728	8.77%	23,796	694	50.24	8.59%
GMC: Hummer	3	0.00%	72,385	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	10	0.01%	128,456	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	6	0.01%	59,178	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	325	0.38%	13,651,834	0.68%	6,978,358	0.73%	35,666	709	51.51	6.95%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,352	2.73%	68,467,596	3.42%	32,069,074	3.37%	25,849	702	50.24	8.18%
BMW: Mini	534	0.62%	10,088,703	0.50%	4,364,599	0.46%	16,408	709	48.03	7.91%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,079	2.41%	62,699,103	3.13%	29,509,191	3.10%	26,650	695	49.87	8.43%
Daimler: Smart	69	0.08%	764,004	0.04%	277,690	0.03%	9,551	708	47.00	9.19%
Fiat	369	0.43%	5,530,785	0.28%	2,065,508	0.22%	13,145	687	46.80	8.94%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,133	1.31%	25,375,072	1.27%	10,130,691	1.07%	20,854	701	48.65	8.41%
Fiat: Dodge	4,320	5.01%	121,067,870	6.05%	56,625,214	5.96%	26,496	692	51.03	8.80%
Fiat: Jeep	5,514	6.39%	135,144,879	6.75%	67,549,585	7.10%	22,538	709	50.43	7.94%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	470	0.54%	12,217,772	0.61%	6,741,488	0.71%	24,602	736	49.42	6.60%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,056	2.38%	41,192,703	2.06%	22,737,736	2.39%	18,348	691	50.41	8.49%
Volkswagen: Audi	1,115	1.29%	32,540,821	1.63%	16,681,441	1.75%	25,160	714	50.02	7.59%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	249	0.29%	9,811,265	0.49%	4,716,587	0.50%	33,278	728	48.55	6.47%
Honda	8,263	9.58%	173,510,662	8.67%	88,153,631	9.27%	19,074	705	49.64	8.14%
Honda: Acura	1,015	1.18%	24,461,169	1.22%	10,667,149	1.12%	22,386	715	48.85	7.61%
Hyundai	4,694	5.44%	85,971,071	4.29%	39,409,561	4.15%	17,228	683	49.88	8.89%
Hyundai: Kia	3,767	4.37%	71,392,075	3.57%	31,444,145	3.31%	17,775	681	50.18	9.08%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,329	2.70%	46,230,409	2.31%	23,409,380	2.46%	17,951	708	49.50	7.93%
Mitsubishi	688	0.80%	12,055,768	0.60%	6,258,603	0.66%	16,191	679	50.70	9.70%
Nissan	7,341	8.51%	140,961,600	7.04%	62,844,479	6.61%	17,904	683	49.78	9.22%
Nissan: Infiniti	1,121	1.30%	30,040,045	1.50%	12,831,579	1.35%	23,704	690	49.71	8.99%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,679	3.11%	59,074,142	2.95%	32,522,488	3.42%	19,201	728	49.31	6.93%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	239	0.28%	8,173,803	0.41%	3,831,584	0.40%	28,959	699	51.69	8.39%
Tata: Land Rover	552	0.64%	20,551,142	1.03%	10,320,601	1.09%	32,627	704	51.03	7.68%
Toyota	10,338	11.98%	235,879,340	11.78%	118,338,994	12.45%	20,867	715	49.50	7.52%
Toyota: Lexus	2,537	2.94%	71,373,526	3.57%	32,972,054	3.47%	24,678	722	49.23	7.10%
Toyota: Scion	252	0.29%	3,893,637	0.19%	1,313,973	0.14%	13,001	669	45.76	10.05%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,266	100.00%	2,001,902,403	100.00%	950,765,062	100.00%	21,954	702	49.86	8.17%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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