StratMaker (147747)

Ford Credit Auto Owner Trust 2020-A

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

86.67% / 13.33%

Total Original # of Loans

13,565

WA Loan to Value (LTV)

42.22%

Total Original Loan Amount (OLA)

$ 520,550,584

WA Payment to Income (PTI)

7.07%

Weighted Average (WA) OLA

$ 45,291

WA FICO (non-zero)

629

Rep. Period Beginning Loan Amount

$ 191,034,799

WA Remaining Term (RT)

27.25

Rep. Period Ending Loan Amount (ELA)

$ 180,171,150

WA Original APR

2.83%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

13,565

Total Original Loan Amount (OLA)

$ 520,550,584

Weighted Average (WA) OLA

$ 45,291

Rep. Period Beginning Loan Amount

$ 191,034,799

Rep. Period Ending Loan Amount (ELA)

$ 180,171,150

As % of Reporting Period ELA:

New % / Used %

86.67% / 13.33%

WA Loan to Value (LTV)

42.22%

WA Payment to Income (PTI)

7.07%

WA FICO (non-zero)

629

WA Remaining Term (RT)

27.25

WA Original APR

2.83%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	34	0.25%	4,567	0.00%	834	0.00%	834	628	4.00	13.45%
$5,000 - $9,999	69	0.51%	589,995	0.11%	159,702	0.09%	3,279	619	21.96	6.14%
$10,000 - $14,999	404	2.98%	5,212,822	1.00%	1,638,682	0.91%	5,051	643	23.45	5.54%
$15,000 - $19,999	913	6.73%	16,236,059	3.12%	5,479,593	3.04%	7,410	636	26.14	4.98%
$20,000 - $24,999	1,403	10.34%	31,650,206	6.08%	10,418,521	5.78%	9,104	663	26.07	3.80%
$25,000 - $29,999	1,752	12.92%	48,080,910	9.24%	15,847,326	8.80%	11,142	631	26.19	3.34%
$30,000 - $39,999	3,555	26.21%	124,057,230	23.83%	41,441,004	23.00%	14,271	635	26.60	2.85%
$40,000 - $49,999	2,525	18.61%	112,390,003	21.59%	38,434,828	21.33%	18,417	632	27.51	2.30%
$50,000 - $59,999	1,515	11.17%	82,569,408	15.86%	29,329,816	16.28%	22,618	600	27.70	2.22%
$60,000 - $69,999	783	5.77%	50,486,409	9.70%	18,699,494	10.38%	27,469	570	28.23	2.66%
$70,000 - $79,999	347	2.56%	25,756,336	4.95%	9,819,811	5.45%	32,311	571	28.70	2.92%
$80,000 - $89,999	168	1.24%	14,144,194	2.72%	5,485,083	3.04%	37,876	546	29.37	3.16%
$90,000 - $99,999	76	0.56%	7,170,966	1.38%	2,711,810	1.51%	42,320	606	28.51	3.43%
Over $100,000	21	0.15%	2,201,481	0.42%	704,645	0.39%	41,767	579	24.99	3.97%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,347	17.30%	67,217,165	12.91%	5,506,641	3.06%	3,565	658	11.07	2.76%
$5,000 - $9,999	3,142	23.16%	90,864,149	17.46%	23,742,854	13.18%	7,826	643	19.27	2.89%
$10,000 - $14,999	3,136	23.12%	109,919,246	21.12%	38,867,406	21.57%	12,558	631	24.64	2.85%
$15,000 - $19,999	2,165	15.96%	91,544,287	17.59%	37,561,160	20.85%	17,468	613	28.35	2.88%
$20,000 - $24,999	1,383	10.20%	69,718,344	13.39%	30,687,219	17.03%	22,281	608	30.34	2.53%
$25,000 - $29,999	751	5.54%	44,356,829	8.52%	20,467,232	11.36%	27,326	609	31.80	2.49%
$30,000 - $39,999	507	3.74%	35,554,937	6.83%	17,170,044	9.53%	34,109	589	32.98	2.77%
$40,000 - $49,999	109	0.80%	9,048,277	1.74%	4,786,492	2.66%	44,089	559	35.46	4.35%
$50,000 - $59,999	20	0.15%	1,857,625	0.36%	1,064,543	0.59%	53,316	561	36.44	6.65%
$60,000 - $69,999	5	0.04%	469,724	0.09%	317,560	0.18%	63,607	388	36.66	9.41%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	13,532	99.76%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	33	0.24%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	7,857	57.92%	316,776,070	60.85%	104,582,042	58.05%	19,058	705	27.22	0.54%
2.50 - 4.99%	2,559	18.86%	84,868,652	16.30%	31,105,928	17.26%	17,231	608	28.08	3.75%
5.00 - 7.49%	1,901	14.01%	75,453,122	14.49%	26,853,666	14.90%	20,777	409	25.79	6.41%
7.50 - 9.99%	915	6.75%	34,714,294	6.67%	13,649,076	7.58%	22,540	414	27.92	8.47%
10.00 - 12.49%	206	1.52%	5,882,305	1.13%	2,608,876	1.45%	19,015	447	28.64	11.16%
12.50 - 14.99%	93	0.69%	2,080,036	0.40%	966,716	0.54%	14,957	474	29.81	13.41%
15.00 - 17.49%	21	0.15%	506,308	0.10%	257,563	0.14%	18,078	366	30.29	15.98%
17.50 - 19.99%	11	0.08%	249,556	0.05%	139,114	0.08%	20,073	539	26.53	18.23%
20.00 - 22.49%	2	0.01%	20,240	0.00%	8,171	0.00%	4,319	330	18.28	21.55%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	101	0.74%	3,848,985	0.74%	1,362,098	0.76%	20,184	465	25.09	5.73%
500 - 549	289	2.13%	10,683,651	2.05%	3,970,241	2.20%	18,988	529	27.24	4.76%
550 - 599	689	5.08%	25,557,755	4.91%	9,869,675	5.48%	19,510	577	29.11	4.19%
600 - 649	1,050	7.74%	37,062,652	7.12%	15,942,215	8.85%	20,856	626	32.24	4.32%
650 - 699	1,577	11.63%	59,507,732	11.43%	23,175,549	12.86%	20,557	676	30.08	3.11%
700 - 749	1,933	14.25%	73,686,600	14.16%	26,416,135	14.66%	20,037	725	28.59	2.13%
750 - 799	2,005	14.78%	76,090,876	14.62%	25,188,867	13.98%	18,719	774	27.02	1.60%
800+	3,762	27.73%	143,010,870	27.47%	44,289,865	24.58%	17,082	838	25.43	1.14%
NA	2,159	15.92%	91,101,463	17.50%	29,956,505	16.63%	20,183	41	23.59	5.13%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	33	0.24%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	101	0.74%	3,489,142	0.67%	84,867	0.05%	4,287	358	3.55	4.12%
49 - 60	721	5.32%	28,609,436	5.50%	5,073,423	2.82%	10,591	491	10.27	2.87%
61 - 72	5,255	38.74%	192,605,756	37.00%	56,267,576	31.23%	15,369	533	20.13	3.02%
73+	7,455	54.96%	295,846,251	56.83%	118,745,285	65.91%	21,453	662	31.37	2.73%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	470	3.46%	16,155,160	3.10%	9,875	0.01%	745	614	0.11	1.98%
1 - 12	2,298	16.94%	85,017,986	16.33%	11,372,413	6.31%	7,565	551	8.99	2.66%
13 - 24	4,934	36.37%	181,041,260	34.78%	57,626,252	31.98%	14,741	568	20.12	2.89%
25 - 36	4,914	36.23%	199,869,705	38.40%	89,695,321	49.78%	21,837	652	31.48	2.67%
37 - 48	949	7.00%	38,466,474	7.39%	21,467,290	11.91%	26,650	633	38.37	3.43%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	12,413	91.51%	475,189,074	91.29%	160,859,853	89.28%	18,814	622	26.89	2.69%
1 - 15	816	6.02%	32,094,028	6.17%	13,248,854	7.35%	21,913	592	29.70	3.79%
16 - 30	190	1.40%	7,614,915	1.46%	3,436,310	1.91%	24,694	530	31.53	3.93%
31 - 60	124	0.91%	4,730,764	0.91%	2,171,666	1.21%	23,564	540	31.46	5.17%
61 - 90	17	0.13%	674,507	0.13%	314,324	0.17%	24,685	630	30.21	4.90%
91 - 120	2	0.01%	69,281	0.01%	38,262	0.02%	22,457	644	32.88	6.37%
121+	3	0.02%	178,015	0.03%	101,883	0.06%	47,617	402	28.08	6.70%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	10,826	79.81%	403,399,529	77.49%	141,275,576	78.41%	18,914	734	28.13	2.23%
Stated, verified to Level 3²	366	2.70%	12,760,484	2.45%	5,458,460	3.03%	20,754	595	32.07	4.16%
NA	2,373	17.49%	104,390,571	20.05%	33,437,115	18.56%	20,365	125	22.75	5.12%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	10,826	79.81%	403,399,529	77.49%	141,275,576	78.41%	18,914	734	28.13	2.23%
Stated, verified but not Level 4 or 5	364	2.68%	12,705,172	2.44%	5,427,405	3.01%	20,771	595	32.03	4.17%
Stated, verified to Level 4³	1	0.01%	16,578	0.00%	9,661	0.01%	9,661	664	37.00	8.99%
Stated, verified to Level 5³	1	0.01%	38,733	0.01%	21,394	0.01%	21,394	576	39.00	0.00%
NA	2,373	17.49%	104,390,571	20.05%	33,437,115	18.56%	20,365	125	22.75	5.12%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,852	21.02%	94,716,152	18.20%	31,069,409	17.24%	16,734	746	26.74	2.09%
5.00 - 9.99%	5,125	37.78%	192,156,622	36.91%	68,550,956	38.05%	18,872	731	28.43	2.15%
10.00 - 14.99%	2,203	16.24%	87,708,594	16.85%	32,105,598	17.82%	20,588	712	29.18	2.65%
15.00 - 19.99%	686	5.06%	28,074,813	5.39%	10,464,971	5.81%	20,661	706	29.26	2.86%
20.00 - 24.99%	159	1.17%	6,992,876	1.34%	2,247,726	1.25%	22,266	728	28.49	2.92%
25.00 - 29.99%	38	0.28%	1,764,825	0.34%	684,130	0.38%	23,288	747	28.81	2.66%
30.00 - 39.99%	26	0.19%	1,164,486	0.22%	354,060	0.20%	17,753	786	21.75	1.93%
40.00 - 49.99%	4	0.03%	114,776	0.02%	42,853	0.02%	12,878	764	27.46	1.62%
50.00 - 59.99%	5	0.04%	198,761	0.04%	74,577	0.04%	17,832	691	25.50	2.92%
60.00 - 69.99%	1	0.01%	51,945	0.01%	20,510	0.01%	20,510	868	23.00	1.90%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	1	0.01%	32,157	0.01%	8,486	0.00%	8,486	852	19.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	3	0.02%	84,865	0.02%	37,246	0.02%	12,997	740	31.97	1.33%
NA	2,462	18.15%	107,489,712	20.65%	34,510,629	19.15%	20,295	144	22.91	5.01%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	69	0.51%	378,017	0.07%	103,864	0.06%	4,613	658	21.75	5.99%
25.00 - 49.99%	367	2.71%	7,110,535	1.37%	2,028,739	1.13%	8,056	658	22.97	3.88%
50.00 - 74.99%	1,663	12.26%	49,170,938	9.45%	15,041,790	8.35%	12,682	675	24.05	2.64%
75.00 - 99.99%	5,326	39.26%	203,807,714	39.15%	66,688,057	37.01%	17,419	615	25.97	2.75%
100.00 - 109.99%	2,703	19.93%	118,433,714	22.75%	41,086,778	22.80%	20,963	582	27.15	2.67%
110.00 - 119.99%	1,721	12.69%	74,380,582	14.29%	27,417,389	15.22%	22,054	605	28.49	2.81%
120.00 - 129.99%	943	6.95%	37,874,460	7.28%	15,607,392	8.66%	22,712	638	31.15	3.03%
130.00 - 139.99%	487	3.59%	19,541,309	3.75%	8,064,444	4.48%	23,258	653	31.34	3.41%
140.00%+	286	2.11%	9,853,316	1.89%	4,132,697	2.29%	21,555	674	31.79	4.04%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	229	1.69%	8,463,739	1.63%	3,147,015	1.75%	19,757	628	28.61	3.27%
Alaska	11	0.08%	469,163	0.09%	197,760	0.11%	20,676	528	27.67	4.28%
Arizona	177	1.30%	7,251,776	1.39%	2,556,622	1.42%	20,043	587	28.15	2.68%
Arkansas	144	1.06%	5,742,823	1.10%	2,018,443	1.12%	19,045	665	27.89	2.20%
California	1,432	10.56%	56,420,998	10.84%	19,178,661	10.64%	19,250	585	26.40	3.07%
Colorado	164	1.21%	7,409,629	1.42%	2,292,439	1.27%	19,254	606	24.99	2.24%
Connecticut	130	0.96%	4,608,657	0.89%	1,440,813	0.80%	16,254	627	24.64	2.44%
Delaware	46	0.34%	1,504,788	0.29%	484,214	0.27%	15,180	631	25.94	2.57%
Florida	999	7.36%	37,245,918	7.16%	13,325,121	7.40%	19,516	584	27.71	3.64%
Georgia	421	3.10%	17,113,099	3.29%	6,147,281	3.41%	20,976	592	28.38	2.93%
Hawaii	15	0.11%	531,472	0.10%	163,327	0.09%	14,800	401	22.79	3.02%
Idaho	60	0.44%	2,658,443	0.51%	901,556	0.50%	22,443	646	27.22	2.58%
Illinois	560	4.13%	19,954,498	3.83%	6,614,373	3.67%	17,467	635	26.61	2.74%
Indiana	228	1.68%	7,939,839	1.53%	2,596,595	1.44%	16,855	693	27.17	2.12%
Iowa	132	0.97%	4,762,059	0.91%	1,748,630	0.97%	17,780	676	27.25	2.21%
Kansas	111	0.82%	4,748,694	0.91%	1,711,550	0.95%	21,543	644	27.79	1.90%
Kentucky	169	1.25%	6,018,747	1.16%	2,034,573	1.13%	17,992	662	28.17	3.19%
Louisiana	279	2.06%	12,302,948	2.36%	4,394,344	2.44%	22,060	626	28.71	2.02%
Maine	64	0.47%	2,439,455	0.47%	845,729	0.47%	20,075	420	27.40	3.75%
Maryland	265	1.95%	9,843,385	1.89%	3,380,581	1.88%	17,633	558	26.57	3.41%
Massachusetts	210	1.55%	7,515,917	1.44%	2,624,337	1.46%	17,382	479	26.05	4.13%
Michigan	753	5.55%	24,224,352	4.65%	8,114,241	4.50%	15,291	688	25.49	2.03%
Minnesota	176	1.30%	6,117,732	1.18%	1,929,124	1.07%	15,055	665	24.76	2.79%
Mississippi	147	1.08%	6,153,388	1.18%	2,145,890	1.19%	19,710	663	27.78	2.16%
Missouri	325	2.40%	12,041,427	2.31%	4,381,116	2.43%	19,148	670	28.36	2.25%
Montana	30	0.22%	1,287,341	0.25%	448,154	0.25%	20,448	650	27.47	3.07%
Nebraska	109	0.80%	4,156,706	0.80%	1,403,653	0.78%	18,305	660	27.38	1.63%
Nevada	132	0.97%	5,059,845	0.97%	1,819,741	1.01%	19,332	669	28.59	2.46%
New Hampshire	63	0.46%	2,542,397	0.49%	932,622	0.52%	20,329	497	26.10	3.66%
New Jersey	391	2.88%	13,046,539	2.51%	4,199,194	2.33%	15,670	538	25.07	3.94%
New Mexico	83	0.61%	3,537,284	0.68%	1,293,252	0.72%	22,198	584	27.61	3.20%
New York	440	3.24%	15,993,525	3.07%	5,017,898	2.79%	16,870	572	24.54	3.19%
North Carolina	410	3.02%	15,189,698	2.92%	5,239,404	2.91%	18,628	605	27.64	3.39%
North Dakota	27	0.20%	1,086,755	0.21%	325,069	0.18%	17,373	672	24.24	2.95%
Ohio	561	4.14%	18,353,951	3.53%	6,140,366	3.41%	16,027	648	26.83	2.50%
Oklahoma	220	1.62%	9,122,469	1.75%	3,239,820	1.80%	20,572	651	28.35	2.46%
Oregon	93	0.69%	3,954,006	0.76%	1,259,806	0.70%	19,971	455	24.77	4.64%
Pennsylvania	448	3.30%	15,199,710	2.92%	4,878,282	2.71%	16,231	593	24.73	2.90%
Rhode Island	23	0.17%	694,988	0.13%	239,501	0.13%	14,225	403	27.71	5.52%
South Carolina	156	1.15%	5,976,202	1.15%	2,027,515	1.13%	19,352	609	27.09	2.72%
South Dakota	47	0.35%	1,638,001	0.31%	494,378	0.27%	14,981	721	25.35	2.15%
Tennessee	221	1.63%	8,711,135	1.67%	3,001,929	1.67%	18,106	645	27.56	2.51%
Texas	1,965	14.49%	86,650,296	16.65%	31,844,400	17.67%	22,128	658	29.01	2.48%
Utah	79	0.58%	3,878,794	0.75%	1,341,348	0.74%	22,131	533	26.47	2.29%
Vermont	55	0.41%	2,096,680	0.40%	787,178	0.44%	18,020	489	27.74	2.22%
Virginia	329	2.43%	13,140,976	2.52%	4,478,510	2.49%	20,039	551	26.78	3.45%
Washington	98	0.72%	4,312,405	0.83%	1,497,183	0.83%	22,930	486	26.99	4.06%
West Virginia	73	0.54%	2,978,135	0.57%	1,072,660	0.60%	22,273	606	29.38	2.28%
Wisconsin	195	1.44%	6,801,089	1.31%	2,222,145	1.23%	17,018	687	26.51	2.62%
Wyoming	32	0.24%	1,465,126	0.28%	511,929	0.28%	22,246	660	27.54	2.39%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.01%	34,890	0.01%	20,734	0.01%	20,734	614	37.00	10.44%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	4	0.03%	158,698	0.03%	60,144	0.03%	16,057	272	24.15	6.33%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	33	0.24%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,039	81.38%	456,904,166	87.77%	156,162,245	86.67%	20,125	613	27.12	2.50%
Used	2,493	18.38%	63,646,418	12.23%	24,008,905	13.33%	13,475	642	28.08	4.93%
NA	33	0.24%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,043	15.06%	53,799,132	10.34%	18,475,194	10.25%	12,923	673	28.15	2.87%
Truck	5,673	41.82%	247,827,757	47.61%	88,551,761	49.15%	21,209	528	27.32	3.51%
SUV	5,816	42.88%	218,923,695	42.06%	73,144,195	40.60%	18,450	710	26.94	1.99%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	33	0.24%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	12,345	91.01%	468,342,969	89.97%	165,100,158	91.64%	19,154	607	27.58	2.92%
Ford: Lincoln	1,187	8.75%	52,207,616	10.03%	15,070,992	8.36%	20,173	718	23.61	1.84%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	33	0.24%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	13,565	100.00%	520,550,584	100.00%	180,171,150	100.00%	19,239	617	27.25	2.83%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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