StratMaker (147755)

Ford Credit Auto Owner Trust 2020-C

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

92.93% / 7.07%

Total Original # of Loans

24,858

WA Loan to Value (LTV)

56.37%

Total Original Loan Amount (OLA)

$ 1,033,063,664

WA Payment to Income (PTI)

7.78%

Weighted Average (WA) OLA

$ 48,110

WA FICO (non-zero)

647

Rep. Period Beginning Loan Amount

$ 522,252,985

WA Remaining Term (RT)

37.24

Rep. Period Ending Loan Amount (ELA)

$ 500,139,181

WA Original APR

1.96%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

24,858

Total Original Loan Amount (OLA)

$ 1,033,063,664

Weighted Average (WA) OLA

$ 48,110

Rep. Period Beginning Loan Amount

$ 522,252,985

Rep. Period Ending Loan Amount (ELA)

$ 500,139,181

As % of Reporting Period ELA:

New % / Used %

92.93% / 7.07%

WA Loan to Value (LTV)

56.37%

WA Payment to Income (PTI)

7.78%

WA FICO (non-zero)

647

WA Remaining Term (RT)

37.24

WA Original APR

1.96%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	53	0.21%	32,382	0.00%	6,287	0.00%	1,555	635	15.16	8.85%
$5,000 - $9,999	137	0.55%	1,129,549	0.11%	400,921	0.08%	3,871	656	26.38	5.98%
$10,000 - $14,999	524	2.11%	6,659,191	0.64%	2,566,291	0.51%	6,245	634	28.73	6.33%
$15,000 - $19,999	1,089	4.38%	19,266,006	1.86%	7,940,855	1.59%	9,000	651	31.88	5.14%
$20,000 - $24,999	1,836	7.39%	41,532,868	4.02%	18,358,601	3.67%	11,746	636	33.84	3.83%
$25,000 - $29,999	2,775	11.16%	76,618,829	7.42%	34,437,714	6.89%	14,469	641	35.35	2.56%
$30,000 - $39,999	6,205	24.96%	217,066,068	21.01%	103,771,306	20.75%	18,920	651	36.95	1.98%
$40,000 - $49,999	5,306	21.35%	237,621,893	23.00%	117,375,371	23.47%	24,428	653	37.98	1.54%
$50,000 - $59,999	3,581	14.41%	195,186,164	18.89%	98,190,177	19.63%	30,010	641	38.40	1.41%
$60,000 - $69,999	1,905	7.66%	122,769,124	11.88%	61,081,483	12.21%	35,156	621	37.88	1.68%
$70,000 - $79,999	893	3.59%	66,310,186	6.42%	32,916,164	6.58%	40,648	595	37.43	2.16%
$80,000 - $89,999	380	1.53%	31,968,970	3.09%	15,513,115	3.10%	46,083	595	36.99	2.76%
$90,000 - $99,999	128	0.51%	12,048,984	1.17%	5,708,318	1.14%	51,282	583	36.71	2.91%
Over $100,000	46	0.19%	4,853,449	0.47%	1,872,577	0.37%	51,389	539	31.99	3.43%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,188	8.80%	62,446,701	6.04%	4,849,270	0.97%	3,527	647	11.48	2.78%
$5,000 - $9,999	2,738	11.01%	78,421,419	7.59%	20,832,922	4.17%	7,879	632	20.62	2.97%
$10,000 - $14,999	3,518	14.15%	109,162,943	10.57%	44,360,812	8.87%	12,774	619	29.47	2.87%
$15,000 - $19,999	4,372	17.59%	154,741,028	14.98%	76,591,154	15.31%	17,636	643	35.25	2.08%
$20,000 - $24,999	4,136	16.64%	172,308,985	16.68%	92,728,160	18.54%	22,515	647	38.13	1.79%
$25,000 - $29,999	3,332	13.40%	164,426,340	15.92%	91,196,752	18.23%	27,442	647	39.51	1.43%
$30,000 - $39,999	3,437	13.83%	204,674,937	19.81%	116,930,357	23.38%	34,243	641	40.63	1.42%
$40,000 - $49,999	896	3.60%	65,850,303	6.37%	39,272,466	7.85%	44,001	606	42.04	2.49%
$50,000 - $59,999	206	0.83%	17,741,273	1.72%	11,103,044	2.22%	54,044	607	43.58	4.19%
$60,000 - $69,999	33	0.13%	3,090,542	0.30%	2,121,617	0.42%	64,425	658	48.10	5.59%
$70,000 - $79,999	1	0.00%	101,058	0.01%	71,018	0.01%	71,018	52	45.00	7.04%
$80,000 - $89,999	1	0.00%	98,136	0.01%	81,608	0.02%	81,608	683	53.00	10.90%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	24,813	99.82%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	45	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	16,678	67.09%	725,031,608	70.18%	350,446,624	70.07%	26,403	696	37.83	0.24%
2.50 - 4.99%	3,439	13.83%	125,816,477	12.18%	58,606,597	11.72%	23,879	566	35.27	3.93%
5.00 - 7.49%	3,016	12.13%	123,281,295	11.93%	59,759,355	11.95%	28,127	462	35.80	6.33%
7.50 - 9.99%	1,273	5.12%	47,047,861	4.55%	24,473,941	4.89%	27,568	442	37.10	8.48%
10.00 - 12.49%	300	1.21%	8,661,838	0.84%	5,040,099	1.01%	26,054	514	38.15	11.12%
12.50 - 14.99%	106	0.43%	2,328,419	0.23%	1,260,404	0.25%	16,578	488	35.29	13.47%
15.00 - 17.49%	33	0.13%	621,171	0.06%	380,387	0.08%	14,231	539	36.12	16.13%
17.50 - 19.99%	11	0.04%	229,158	0.02%	148,999	0.03%	25,467	329	32.37	18.63%
20.00 - 22.49%	2	0.01%	45,837	0.00%	22,775	0.00%	11,396	299	21.63	21.61%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	132	0.53%	5,231,600	0.51%	2,274,053	0.45%	22,768	454	29.92	4.32%
500 - 549	417	1.68%	16,417,618	1.59%	8,066,556	1.61%	24,782	531	35.85	3.20%
550 - 599	1,309	5.27%	51,201,382	4.96%	27,597,033	5.52%	26,346	578	39.45	2.76%
600 - 649	2,469	9.93%	98,523,731	9.54%	55,515,894	11.10%	27,926	627	41.70	2.81%
650 - 699	3,042	12.24%	127,345,206	12.33%	68,336,080	13.66%	28,353	675	40.59	2.27%
700 - 749	3,547	14.27%	151,991,038	14.71%	76,544,840	15.30%	27,797	725	38.91	1.53%
750 - 799	3,637	14.63%	152,064,801	14.72%	71,119,551	14.22%	25,839	774	37.07	1.12%
800+	6,752	27.16%	275,251,501	26.64%	123,545,183	24.70%	24,295	839	35.83	0.71%
NA	3,553	14.29%	155,036,787	15.01%	67,139,990	13.42%	25,857	39	30.54	4.10%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	45	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	2	0.01%	31,795	0.00%	4,448	0.00%	3,342	727	4.42	2.14%
37 - 48	797	3.21%	30,896,937	2.99%	4,496,289	0.90%	9,127	552	6.49	1.41%
49 - 60	1,097	4.41%	40,241,889	3.90%	12,076,182	2.41%	15,742	462	16.48	2.76%
61 - 72	6,578	26.46%	257,199,527	24.90%	105,452,403	21.08%	22,171	505	27.37	2.74%
73+	16,339	65.73%	704,693,516	68.21%	378,109,859	75.60%	28,035	682	41.03	1.73%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	527	2.12%	19,332,537	1.87%	1,461	0.00%	620	252	3.39	8.32%
1 - 12	2,119	8.52%	79,753,337	7.72%	11,091,585	2.22%	7,889	556	7.89	2.12%
13 - 24	3,361	13.52%	122,990,993	11.91%	39,661,498	7.93%	15,012	549	19.41	2.82%
25 - 36	5,998	24.13%	247,415,650	23.95%	118,372,190	23.67%	23,833	553	30.49	2.66%
37 - 48	11,914	47.93%	518,811,098	50.22%	301,716,290	60.33%	28,665	678	41.86	1.49%
49 - 60	935	3.76%	44,526,424	4.31%	29,113,020	5.82%	34,633	715	52.24	2.80%
61 - 72	4	0.02%	233,624	0.02%	183,136	0.04%	46,277	666	61.71	4.74%
73+	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,577	90.82%	934,690,888	90.48%	443,650,834	88.71%	25,850	643	36.87	1.87%
1 - 15	1,653	6.65%	71,105,526	6.88%	40,167,308	8.03%	29,696	614	39.81	2.62%
16 - 30	350	1.41%	15,482,308	1.50%	9,081,002	1.82%	31,089	589	41.20	2.73%
31 - 60	232	0.93%	9,853,437	0.95%	5,974,712	1.19%	30,946	544	40.82	3.29%
61 - 90	30	0.12%	1,329,274	0.13%	862,528	0.17%	33,629	527	42.58	4.11%
91 - 120	11	0.04%	418,171	0.04%	268,296	0.05%	30,277	545	40.88	3.46%
121+	5	0.02%	184,059	0.02%	134,500	0.03%	30,175	417	39.31	6.00%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,298	81.66%	830,900,440	80.43%	409,980,282	81.97%	26,288	734	38.40	1.57%
Stated, verified to Level 3²	787	3.17%	31,930,829	3.09%	17,900,890	3.58%	28,408	609	41.34	2.45%
NA	3,773	15.18%	170,232,394	16.48%	72,258,008	14.45%	26,064	103	29.69	4.07%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,298	81.66%	830,900,440	80.43%	409,980,282	81.97%	26,288	734	38.40	1.57%
Stated, verified but not Level 4 or 5	780	3.14%	31,729,019	3.07%	17,816,658	3.56%	28,470	609	41.35	2.45%
Stated, verified to Level 4³	7	0.03%	201,810	0.02%	84,232	0.02%	15,401	545	40.07	2.60%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	3,773	15.18%	170,232,394	16.48%	72,258,008	14.45%	26,064	103	29.69	4.07%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,717	18.98%	174,401,788	16.88%	82,268,310	16.45%	24,087	755	36.95	1.43%
5.00 - 9.99%	9,349	37.61%	382,491,659	37.02%	190,683,124	38.13%	26,242	730	38.73	1.49%
10.00 - 14.99%	4,710	18.95%	204,094,203	19.76%	103,741,269	20.74%	27,677	712	39.21	1.76%
15.00 - 19.99%	1,566	6.30%	69,596,324	6.74%	35,593,582	7.12%	28,188	706	39.22	2.02%
20.00 - 24.99%	408	1.64%	18,332,363	1.77%	9,170,603	1.83%	28,213	705	38.94	2.28%
25.00 - 29.99%	91	0.37%	4,441,447	0.43%	2,085,136	0.42%	30,384	736	36.43	2.69%
30.00 - 39.99%	46	0.19%	2,126,907	0.21%	885,467	0.18%	27,145	738	34.92	1.61%
40.00 - 49.99%	11	0.04%	467,129	0.05%	181,408	0.04%	21,756	794	33.09	0.45%
50.00 - 59.99%	3	0.01%	147,424	0.01%	70,327	0.01%	24,295	814	31.41	0.00%
60.00 - 69.99%	1	0.00%	40,932	0.00%	12,962	0.00%	12,962	718	19.00	0.00%
70.00 - 79.99%	2	0.01%	94,842	0.01%	54,369	0.01%	29,978	818	41.36	0.00%
80.00 - 89.99%	1	0.00%	28,718	0.00%	17,151	0.00%	17,151	743	43.00	0.00%
90.00 - 99.99%	2	0.01%	113,297	0.01%	67,796	0.01%	34,061	707	42.07	0.88%
100.00%+	4	0.02%	199,148	0.02%	78,139	0.02%	23,352	829	37.90	0.00%
NA	3,947	15.88%	176,487,482	17.08%	75,229,537	15.04%	25,941	129	30.02	3.96%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	116	0.47%	730,669	0.07%	241,557	0.05%	4,928	646	24.28	5.13%
25.00 - 49.99%	653	2.63%	12,584,854	1.22%	4,671,289	0.93%	10,036	695	29.02	3.07%
50.00 - 74.99%	2,775	11.16%	83,656,124	8.10%	34,958,928	6.99%	16,772	677	32.59	2.24%
75.00 - 99.99%	8,681	34.92%	351,580,692	34.03%	161,269,078	32.24%	23,436	637	35.42	2.11%
100.00 - 109.99%	5,193	20.89%	240,847,340	23.31%	116,471,508	23.29%	27,761	619	37.07	1.86%
110.00 - 119.99%	3,587	14.43%	170,431,550	16.50%	87,957,379	17.59%	30,141	629	39.38	1.72%
120.00 - 129.99%	2,128	8.56%	99,366,527	9.62%	53,495,024	10.70%	30,875	650	40.58	1.80%
130.00 - 139.99%	1,059	4.26%	47,640,352	4.61%	26,646,366	5.33%	30,964	653	41.26	1.89%
140.00%+	666	2.68%	26,225,555	2.54%	14,428,052	2.88%	27,337	664	40.43	2.34%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	384	1.54%	15,620,628	1.51%	7,602,588	1.52%	25,889	637	38.16	2.06%
Alaska	51	0.21%	2,382,918	0.23%	1,231,701	0.25%	26,890	671	38.10	1.84%
Arizona	450	1.81%	19,850,048	1.92%	9,503,953	1.90%	26,926	659	37.70	1.70%
Arkansas	246	0.99%	10,967,545	1.06%	5,627,322	1.13%	28,218	667	38.18	2.15%
California	1,601	6.44%	70,184,617	6.79%	33,320,544	6.66%	27,245	579	35.70	1.98%
Colorado	412	1.66%	19,334,711	1.87%	9,736,057	1.95%	29,319	671	38.48	1.39%
Connecticut	220	0.89%	8,693,808	0.84%	4,112,306	0.82%	24,946	545	35.31	2.18%
Delaware	93	0.37%	3,501,077	0.34%	1,594,920	0.32%	22,530	585	35.07	2.29%
Florida	1,787	7.19%	73,118,189	7.08%	35,804,167	7.16%	26,702	586	37.59	2.81%
Georgia	833	3.35%	35,827,512	3.47%	17,639,060	3.53%	27,725	617	38.08	2.58%
Hawaii	53	0.21%	2,145,973	0.21%	1,104,631	0.22%	25,038	589	38.34	2.26%
Idaho	122	0.49%	5,413,462	0.52%	2,729,287	0.55%	27,196	655	37.14	1.80%
Illinois	968	3.89%	38,156,590	3.69%	17,986,209	3.60%	24,256	656	36.43	1.73%
Indiana	480	1.93%	19,359,100	1.87%	9,468,366	1.89%	25,098	671	37.70	1.59%
Iowa	250	1.01%	10,329,266	1.00%	4,936,423	0.99%	25,416	700	37.22	1.10%
Kansas	235	0.95%	10,826,799	1.05%	4,983,362	1.00%	28,334	684	37.67	1.00%
Kentucky	343	1.38%	12,911,457	1.25%	6,363,003	1.27%	24,450	699	38.71	1.58%
Louisiana	433	1.74%	19,145,145	1.85%	9,068,964	1.81%	27,382	659	36.63	1.93%
Maine	151	0.61%	6,012,501	0.58%	2,958,971	0.59%	25,016	613	36.62	2.04%
Maryland	536	2.16%	22,601,434	2.19%	10,741,689	2.15%	26,740	583	36.70	2.65%
Massachusetts	452	1.82%	17,752,501	1.72%	8,443,764	1.69%	23,705	500	35.42	2.51%
Michigan	1,116	4.49%	39,318,460	3.81%	17,846,528	3.57%	21,371	697	34.40	1.42%
Minnesota	309	1.24%	12,271,734	1.19%	5,444,135	1.09%	24,178	661	35.34	1.82%
Mississippi	289	1.16%	12,493,307	1.21%	6,115,308	1.22%	27,124	692	38.03	1.48%
Missouri	637	2.56%	25,235,167	2.44%	12,664,657	2.53%	25,056	673	37.82	1.34%
Montana	116	0.47%	5,326,129	0.52%	2,645,886	0.53%	28,193	637	37.87	1.93%
Nebraska	171	0.69%	6,565,434	0.64%	3,228,023	0.65%	23,860	672	36.72	1.30%
Nevada	267	1.07%	11,175,984	1.08%	5,437,194	1.09%	26,451	650	37.69	2.25%
New Hampshire	146	0.59%	5,458,471	0.53%	2,708,456	0.54%	23,742	574	36.72	2.45%
New Jersey	663	2.67%	24,751,343	2.40%	11,412,651	2.28%	23,480	592	35.27	2.52%
New Mexico	175	0.70%	7,896,427	0.76%	3,786,924	0.76%	26,951	677	38.13	1.81%
New York	821	3.30%	31,204,978	3.02%	14,634,771	2.93%	23,619	601	36.06	2.26%
North Carolina	768	3.09%	31,061,866	3.01%	15,417,827	3.08%	26,180	621	38.67	2.43%
North Dakota	48	0.19%	2,045,614	0.20%	962,540	0.19%	27,441	711	36.84	1.85%
Ohio	1,129	4.54%	42,242,790	4.09%	20,427,507	4.08%	23,426	662	37.48	1.57%
Oklahoma	354	1.42%	14,957,925	1.45%	7,110,940	1.42%	26,602	660	37.36	1.63%
Oregon	153	0.62%	7,364,015	0.71%	3,699,339	0.74%	29,811	585	38.07	2.65%
Pennsylvania	994	4.00%	37,531,765	3.63%	18,264,198	3.65%	24,273	628	36.94	1.79%
Rhode Island	43	0.17%	1,737,719	0.17%	741,630	0.15%	22,428	596	35.51	2.30%
South Carolina	382	1.54%	15,325,073	1.48%	7,307,547	1.46%	25,377	649	37.45	2.09%
South Dakota	77	0.31%	3,098,340	0.30%	1,438,901	0.29%	26,181	728	35.81	1.48%
Tennessee	492	1.98%	21,276,957	2.06%	10,348,116	2.07%	26,565	663	37.35	1.85%
Texas	3,701	14.89%	171,005,103	16.55%	84,332,932	16.86%	28,994	662	38.04	1.92%
Utah	121	0.49%	6,118,859	0.59%	2,908,105	0.58%	29,848	625	35.66	1.59%
Vermont	108	0.43%	4,061,926	0.39%	2,072,126	0.41%	23,820	598	37.58	2.41%
Virginia	638	2.57%	27,184,358	2.63%	13,509,869	2.70%	27,302	618	37.71	2.11%
Washington	281	1.13%	13,322,846	1.29%	6,515,757	1.30%	28,828	668	38.25	1.43%
West Virginia	179	0.72%	7,471,014	0.72%	3,746,630	0.75%	25,997	695	40.06	1.66%
Wisconsin	438	1.76%	17,164,199	1.66%	8,259,608	1.65%	25,101	683	38.04	1.23%
Wyoming	78	0.31%	3,453,230	0.33%	1,778,613	0.36%	27,203	677	37.27	1.40%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	26,453	0.00%	7,936	0.00%	7,936	771	18.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	17	0.07%	725,893	0.07%	373,628	0.07%	27,484	521	36.63	1.87%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	54,999	0.01%	33,610	0.01%	33,610	804	44.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	45	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	21,820	87.78%	956,919,562	92.63%	464,768,734	92.93%	27,031	640	37.46	1.67%
Used	2,993	12.04%	76,144,102	7.37%	35,370,447	7.07%	17,141	613	34.47	5.78%
NA	45	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,721	10.95%	78,047,302	7.55%	37,416,035	7.48%	18,617	670	37.73	2.22%
Truck	11,346	45.64%	523,755,511	50.70%	256,324,452	51.25%	28,331	575	37.13	2.45%
SUV	10,746	43.23%	431,260,851	41.75%	206,398,693	41.27%	25,248	711	37.30	1.32%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	45	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	23,196	93.31%	960,772,452	93.00%	474,366,200	94.85%	26,462	633	37.71	1.97%
Ford: Lincoln	1,617	6.50%	72,291,212	7.00%	25,772,981	5.15%	23,931	733	28.69	1.90%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	45	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	24,858	100.00%	1,033,063,664	100.00%	500,139,181	100.00%	26,332	638	37.24	1.96%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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