StratMaker (147759)

Ford Credit Auto Owner Trust 2021-A

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

93.04% / 6.96%

Total Original # of Loans

25,820

WA Loan to Value (LTV)

58.32%

Total Original Loan Amount (OLA)

$ 1,075,538,928

WA Payment to Income (PTI)

7.44%

Weighted Average (WA) OLA

$ 48,400

WA FICO (non-zero)

627

Rep. Period Beginning Loan Amount

$ 575,200,518

WA Remaining Term (RT)

38.49

Rep. Period Ending Loan Amount (ELA)

$ 552,275,810

WA Original APR

2.31%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

25,820

Total Original Loan Amount (OLA)

$ 1,075,538,928

Weighted Average (WA) OLA

$ 48,400

Rep. Period Beginning Loan Amount

$ 575,200,518

Rep. Period Ending Loan Amount (ELA)

$ 552,275,810

As % of Reporting Period ELA:

New % / Used %

93.04% / 6.96%

WA Loan to Value (LTV)

58.32%

WA Payment to Income (PTI)

7.44%

WA FICO (non-zero)

627

WA Remaining Term (RT)

38.49

WA Original APR

2.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	37	0.14%	9,212	0.00%	3,813	0.00%	2,174	501	27.46	10.73%
$5,000 - $9,999	154	0.60%	1,261,547	0.12%	431,462	0.08%	3,994	646	26.41	6.20%
$10,000 - $14,999	532	2.06%	6,802,395	0.63%	2,806,232	0.51%	6,594	631	30.05	5.72%
$15,000 - $19,999	1,138	4.41%	20,165,924	1.87%	9,275,092	1.68%	9,696	638	34.15	4.95%
$20,000 - $24,999	1,898	7.35%	42,916,285	3.99%	20,201,941	3.66%	12,314	642	35.41	3.53%
$25,000 - $29,999	2,828	10.95%	78,107,378	7.26%	38,227,295	6.92%	15,347	625	36.82	2.68%
$30,000 - $39,999	6,674	25.85%	233,503,091	21.71%	118,375,312	21.43%	19,864	643	38.35	2.24%
$40,000 - $49,999	5,472	21.19%	244,841,016	22.76%	128,288,987	23.23%	25,567	635	39.27	1.87%
$50,000 - $59,999	3,480	13.48%	189,640,408	17.63%	99,965,603	18.10%	31,147	614	39.35	1.85%
$60,000 - $69,999	1,965	7.61%	126,454,364	11.76%	65,798,266	11.91%	36,572	586	38.74	2.16%
$70,000 - $79,999	955	3.70%	70,923,780	6.59%	37,342,083	6.76%	42,462	574	38.54	2.61%
$80,000 - $89,999	458	1.77%	38,560,231	3.59%	20,453,539	3.70%	48,702	550	38.84	3.14%
$90,000 - $99,999	168	0.65%	15,794,036	1.47%	8,330,057	1.51%	56,095	559	40.25	4.13%
Over $100,000	61	0.24%	6,559,261	0.61%	2,776,129	0.50%	52,332	589	33.28	2.75%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1,908	7.39%	54,183,138	5.04%	4,150,371	0.75%	3,519	638	11.99	2.71%
$5,000 - $9,999	2,378	9.21%	64,391,623	5.99%	18,194,380	3.29%	7,913	635	21.73	3.00%
$10,000 - $14,999	3,522	13.64%	105,050,876	9.77%	44,691,588	8.09%	12,854	625	30.33	2.84%
$15,000 - $19,999	4,501	17.43%	155,893,331	14.49%	78,964,705	14.30%	17,661	628	35.50	2.13%
$20,000 - $24,999	4,370	16.92%	175,745,997	16.34%	97,887,823	17.72%	22,493	630	39.02	2.01%
$25,000 - $29,999	3,647	14.12%	173,725,459	16.15%	99,775,126	18.07%	27,432	632	40.39	1.89%
$30,000 - $39,999	3,915	15.16%	226,664,674	21.07%	133,500,817	24.17%	34,320	612	41.32	2.01%
$40,000 - $49,999	1,135	4.40%	81,781,196	7.60%	50,090,475	9.07%	44,309	579	42.68	2.84%
$50,000 - $59,999	345	1.34%	28,864,376	2.68%	18,602,426	3.37%	54,054	561	44.82	4.32%
$60,000 - $69,999	85	0.33%	7,888,372	0.73%	5,384,047	0.97%	63,437	584	48.18	5.78%
$70,000 - $79,999	13	0.05%	1,254,707	0.12%	952,114	0.17%	73,300	638	53.27	5.66%
$80,000 - $89,999	1	0.00%	95,180	0.01%	81,938	0.01%	81,938	640	56.00	6.99%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	25,786	99.87%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	16,665	64.54%	713,291,704	66.32%	358,291,196	64.88%	26,820	696	38.53	0.35%
2.50 - 4.99%	3,835	14.85%	149,395,889	13.89%	77,248,431	13.99%	27,285	529	37.62	3.96%
5.00 - 7.49%	3,504	13.57%	149,075,779	13.86%	79,716,147	14.43%	31,278	427	38.34	6.29%
7.50 - 9.99%	1,333	5.16%	51,148,406	4.76%	29,354,868	5.32%	30,766	448	40.24	8.44%
10.00 - 12.49%	326	1.26%	9,032,770	0.84%	5,570,089	1.01%	24,105	500	40.93	11.06%
12.50 - 14.99%	108	0.42%	2,473,041	0.23%	1,477,388	0.27%	20,643	513	40.28	13.53%
15.00 - 17.49%	36	0.14%	781,270	0.07%	460,864	0.08%	19,838	540	37.94	16.15%
17.50 - 19.99%	11	0.04%	237,529	0.02%	92,607	0.02%	9,738	454	26.46	18.29%
20.00 - 22.49%	2	0.01%	102,540	0.01%	64,222	0.01%	46,684	17	35.57	20.18%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	167	0.65%	7,290,438	0.68%	3,309,200	0.60%	26,048	449	30.92	4.52%
500 - 549	473	1.83%	18,517,210	1.72%	9,699,554	1.76%	25,632	530	37.39	3.93%
550 - 599	1,453	5.63%	57,678,578	5.36%	32,593,282	5.90%	27,948	577	40.81	3.49%
600 - 649	2,532	9.81%	99,692,143	9.27%	59,819,510	10.83%	29,127	627	43.73	3.28%
650 - 699	3,154	12.22%	131,839,848	12.26%	74,247,569	13.44%	29,712	674	42.27	2.58%
700 - 749	3,506	13.58%	149,700,465	13.92%	79,111,872	14.32%	28,764	724	40.31	1.68%
750 - 799	3,783	14.65%	157,755,802	14.67%	78,366,384	14.19%	26,962	775	38.37	1.21%
800+	6,640	25.72%	269,275,637	25.04%	127,182,936	23.03%	25,171	839	36.47	0.82%
NA	4,112	15.93%	183,788,807	17.09%	87,945,505	15.92%	28,511	40	32.68	4.40%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	4	0.02%	155,280	0.01%	30,064	0.01%	23,738	776	9.09	0.32%
37 - 48	1,023	3.96%	40,525,935	3.77%	7,899,243	1.43%	11,957	538	8.41	1.55%
49 - 60	1,256	4.86%	47,317,177	4.40%	16,765,689	3.04%	18,809	477	19.21	2.75%
61 - 72	7,506	29.07%	296,007,651	27.52%	136,556,033	24.73%	24,369	497	30.09	2.82%
73+	15,997	61.96%	691,532,885	64.30%	391,024,782	70.80%	29,546	668	42.86	2.12%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	477	1.85%	17,630,477	1.64%	3,176	0.00%	1,078	282	0.40	2.88%
1 - 12	1,997	7.73%	77,268,388	7.18%	12,846,745	2.33%	10,365	549	8.58	1.88%
13 - 24	2,959	11.46%	108,005,162	10.04%	37,481,704	6.79%	16,641	542	20.09	2.74%
25 - 36	7,009	27.15%	286,029,766	26.59%	145,082,284	26.27%	25,079	525	31.78	2.79%
37 - 48	11,892	46.06%	517,542,424	48.12%	309,444,545	56.03%	29,720	664	42.94	1.86%
49 - 60	1,463	5.67%	67,843,390	6.31%	46,455,104	8.41%	35,616	683	52.44	3.46%
61 - 72	23	0.09%	1,219,321	0.11%	962,253	0.17%	46,467	676	61.77	5.63%
73+	-	-	-	-	-	-	-	-	-	-
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	23,522	91.10%	977,299,705	90.87%	493,500,421	89.36%	27,248	622	38.08	2.20%
1 - 15	1,632	6.32%	69,399,402	6.45%	40,635,693	7.36%	30,643	593	41.51	3.02%
16 - 30	374	1.45%	16,418,146	1.53%	10,024,223	1.82%	32,368	556	42.02	3.43%
31 - 60	247	0.96%	10,509,011	0.98%	6,769,592	1.23%	33,208	555	43.49	3.90%
61 - 90	30	0.12%	1,237,338	0.12%	866,383	0.16%	35,924	499	44.78	5.06%
91 - 120	8	0.03%	436,084	0.04%	311,923	0.06%	47,021	566	46.35	4.07%
121+	7	0.03%	239,242	0.02%	167,575	0.03%	24,491	639	39.97	5.19%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,563	79.64%	837,619,233	77.88%	436,513,694	79.04%	27,396	731	39.76	1.82%
Stated, verified to Level 3²	806	3.12%	31,744,008	2.95%	18,928,121	3.43%	28,948	610	43.41	2.82%
NA	4,451	17.24%	206,175,687	19.17%	96,833,996	17.53%	28,757	110	31.79	4.41%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,563	79.64%	837,619,233	77.88%	436,513,694	79.04%	27,396	731	39.76	1.82%
Stated, verified but not Level 4 or 5	794	3.08%	31,203,820	2.90%	18,577,470	3.36%	28,800	611	43.38	2.83%
Stated, verified to Level 4³	4	0.02%	127,513	0.01%	72,776	0.01%	22,399	642	39.81	2.63%
Stated, verified to Level 5³	8	0.03%	412,675	0.04%	277,874	0.05%	40,552	569	46.78	2.44%
NA	4,451	17.24%	206,175,687	19.17%	96,833,996	17.53%	28,757	110	31.79	4.41%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,849	18.78%	178,298,999	16.58%	89,669,841	16.24%	25,173	755	38.18	1.57%
5.00 - 9.99%	9,423	36.49%	386,471,266	35.93%	203,619,856	36.87%	27,619	729	40.14	1.75%
10.00 - 14.99%	4,855	18.80%	206,584,728	19.21%	111,043,554	20.11%	28,340	705	40.91	2.09%
15.00 - 19.99%	1,528	5.92%	67,732,746	6.30%	36,410,913	6.59%	29,753	701	40.76	2.37%
20.00 - 24.99%	402	1.56%	17,790,981	1.65%	8,752,098	1.58%	27,803	711	38.29	2.18%
25.00 - 29.99%	101	0.39%	4,807,282	0.45%	2,297,897	0.42%	30,052	743	36.75	2.66%
30.00 - 39.99%	35	0.14%	1,586,156	0.15%	713,646	0.13%	25,807	723	35.69	2.46%
40.00 - 49.99%	7	0.03%	303,336	0.03%	142,677	0.03%	24,849	734	37.52	3.55%
50.00 - 59.99%	4	0.02%	165,757	0.02%	66,536	0.01%	23,190	763	39.70	0.51%
60.00 - 69.99%	2	0.01%	46,186	0.00%	18,946	0.00%	15,511	847	26.78	0.70%
70.00 - 79.99%	1	0.00%	34,560	0.00%	18,240	0.00%	18,240	795	38.00	0.00%
80.00 - 89.99%	4	0.02%	165,581	0.02%	98,725	0.02%	25,476	791	41.15	0.44%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	6	0.02%	243,744	0.02%	94,289	0.02%	17,433	782	30.49	1.63%
NA	4,603	17.83%	211,307,607	19.65%	99,328,593	17.99%	28,585	127	31.94	4.34%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	102	0.40%	699,220	0.07%	222,299	0.04%	4,882	662	24.71	4.78%
25.00 - 49.99%	785	3.04%	15,365,824	1.43%	6,333,526	1.15%	11,112	684	31.32	2.87%
50.00 - 74.99%	3,235	12.53%	99,728,038	9.27%	45,267,899	8.20%	17,971	654	33.99	2.18%
75.00 - 99.99%	8,902	34.48%	363,585,035	33.80%	180,630,781	32.71%	25,272	626	37.05	2.32%
100.00 - 109.99%	5,242	20.30%	246,015,909	22.87%	127,113,726	23.02%	29,714	584	38.32	2.39%
110.00 - 119.99%	3,718	14.40%	177,196,243	16.48%	95,245,471	17.25%	31,503	603	40.49	2.29%
120.00 - 129.99%	2,161	8.37%	99,240,197	9.23%	55,525,381	10.05%	31,671	629	41.84	2.17%
130.00 - 139.99%	1,048	4.06%	47,760,597	4.44%	27,128,398	4.91%	31,898	656	42.42	2.21%
140.00%+	627	2.43%	25,947,865	2.41%	14,808,329	2.68%	29,718	666	41.91	2.39%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	417	1.62%	16,548,580	1.54%	8,903,607	1.61%	27,563	623	40.26	2.47%
Alaska	50	0.19%	2,421,301	0.23%	1,394,663	0.25%	35,030	685	43.76	2.36%
Arizona	437	1.69%	19,465,093	1.81%	10,056,448	1.82%	28,308	632	39.31	1.90%
Arkansas	259	1.00%	10,388,579	0.97%	5,420,212	0.98%	26,299	678	39.30	2.12%
California	2,761	10.69%	123,579,924	11.49%	62,067,609	11.24%	28,892	582	37.23	2.29%
Colorado	429	1.66%	19,520,060	1.81%	9,858,923	1.79%	28,870	634	37.63	1.90%
Connecticut	215	0.83%	8,118,412	0.75%	4,216,790	0.76%	26,623	528	36.65	2.89%
Delaware	116	0.45%	4,654,349	0.43%	2,562,407	0.46%	27,451	575	40.09	2.50%
Florida	2,005	7.77%	81,839,415	7.61%	43,601,921	7.89%	28,278	570	39.55	3.24%
Georgia	882	3.42%	38,137,083	3.55%	19,778,246	3.58%	28,260	625	39.56	2.57%
Hawaii	44	0.17%	1,872,589	0.17%	928,926	0.17%	25,797	586	36.18	2.73%
Idaho	121	0.47%	5,408,662	0.50%	2,841,853	0.51%	29,492	652	39.61	1.70%
Illinois	850	3.29%	34,119,437	3.17%	16,512,318	2.99%	25,284	647	36.79	1.85%
Indiana	483	1.87%	18,759,267	1.74%	9,235,443	1.67%	24,176	652	37.09	1.48%
Iowa	225	0.87%	9,072,260	0.84%	4,405,382	0.80%	25,232	659	36.37	1.45%
Kansas	213	0.82%	9,350,522	0.87%	4,716,348	0.85%	28,337	658	38.96	1.50%
Kentucky	309	1.20%	12,137,932	1.13%	6,376,057	1.15%	26,455	677	39.66	2.17%
Louisiana	502	1.94%	22,099,185	2.05%	11,264,645	2.04%	28,612	642	39.25	2.24%
Maine	130	0.50%	4,787,940	0.45%	2,607,132	0.47%	25,564	589	39.96	3.14%
Maryland	536	2.08%	22,962,675	2.13%	11,806,545	2.14%	28,768	537	38.72	2.65%
Massachusetts	452	1.75%	18,688,959	1.74%	9,288,173	1.68%	27,295	456	36.26	3.13%
Michigan	1,142	4.42%	39,202,298	3.64%	19,045,229	3.45%	22,026	693	35.63	1.60%
Minnesota	306	1.19%	12,225,158	1.14%	5,935,367	1.07%	25,377	642	35.98	2.10%
Mississippi	272	1.05%	11,863,014	1.10%	6,289,212	1.14%	28,280	646	39.91	2.07%
Missouri	554	2.15%	21,597,953	2.01%	11,224,276	2.03%	25,516	649	39.33	1.71%
Montana	111	0.43%	4,736,171	0.44%	2,337,082	0.42%	26,171	630	38.45	1.78%
Nebraska	197	0.76%	7,851,411	0.73%	3,843,813	0.70%	24,554	661	36.26	1.63%
Nevada	256	0.99%	11,423,831	1.06%	6,190,493	1.12%	29,718	658	40.11	2.19%
New Hampshire	135	0.52%	5,329,681	0.50%	2,890,659	0.52%	26,976	544	38.17	3.59%
New Jersey	681	2.64%	24,926,756	2.32%	12,141,455	2.20%	24,226	551	35.84	2.67%
New Mexico	163	0.63%	7,033,230	0.65%	3,669,866	0.66%	28,701	593	39.44	2.67%
New York	845	3.27%	32,934,858	3.06%	16,453,352	2.98%	26,099	591	37.33	2.73%
North Carolina	761	2.95%	31,103,970	2.89%	16,595,172	3.00%	27,468	588	40.03	2.67%
North Dakota	53	0.21%	2,513,103	0.23%	1,252,474	0.23%	30,451	737	37.10	2.11%
Ohio	1,053	4.08%	39,463,807	3.67%	19,917,875	3.61%	24,830	651	38.43	1.99%
Oklahoma	363	1.41%	16,383,374	1.52%	8,260,022	1.50%	28,921	617	38.48	2.25%
Oregon	258	1.00%	11,085,447	1.03%	5,827,639	1.06%	28,491	568	38.43	2.68%
Pennsylvania	932	3.61%	34,859,320	3.24%	17,543,493	3.18%	24,684	588	37.71	2.50%
Rhode Island	52	0.20%	1,998,262	0.19%	1,003,246	0.18%	22,866	500	35.37	3.03%
South Carolina	324	1.25%	13,009,355	1.21%	7,059,949	1.28%	28,427	616	39.99	2.69%
South Dakota	77	0.30%	3,138,232	0.29%	1,561,653	0.28%	25,986	674	35.35	1.79%
Tennessee	471	1.82%	20,174,624	1.88%	10,347,277	1.87%	27,941	664	38.95	1.87%
Texas	3,460	13.40%	159,599,796	14.84%	84,206,899	15.25%	30,602	655	39.73	2.27%
Utah	142	0.55%	6,777,058	0.63%	3,434,324	0.62%	31,818	613	38.41	1.29%
Vermont	80	0.31%	3,156,992	0.29%	1,619,314	0.29%	24,663	555	36.70	2.82%
Virginia	654	2.53%	27,534,598	2.56%	14,488,437	2.62%	27,920	608	39.35	2.19%
Washington	329	1.27%	15,000,545	1.39%	7,743,267	1.40%	29,841	616	37.99	1.72%
West Virginia	162	0.63%	6,294,944	0.59%	3,314,151	0.60%	25,516	691	40.98	1.82%
Wisconsin	423	1.64%	16,417,932	1.53%	8,235,558	1.49%	25,376	679	37.94	1.58%
Wyoming	81	0.31%	3,467,681	0.32%	1,762,381	0.32%	29,042	712	39.52	2.19%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	48,409	0.00%	30,256	0.01%	30,256	625	45.00	0.00%
Armed Forces Pacific	1	0.00%	37,655	0.00%	14,120	0.00%	14,120	836	27.00	0.00%
District of Columbia	11	0.04%	417,241	0.04%	193,851	0.04%	26,699	549	37.83	2.33%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	22,824	88.40%	997,579,530	92.75%	513,817,717	93.04%	28,332	619	38.67	2.05%
Used	2,962	11.47%	77,959,399	7.25%	38,458,093	6.96%	19,082	600	36.14	5.79%
NA	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,648	10.26%	77,992,464	7.25%	40,170,770	7.27%	20,459	662	40.16	2.21%
Truck	10,908	42.25%	503,357,442	46.80%	256,566,175	46.46%	29,605	523	37.61	3.18%
SUV	12,230	47.37%	494,189,022	45.95%	255,538,866	46.27%	26,899	707	39.11	1.45%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	23,907	92.59%	988,023,676	91.86%	516,141,041	93.46%	27,699	612	38.99	2.34%
Ford: Lincoln	1,879	7.28%	87,515,252	8.14%	36,134,769	6.54%	27,522	703	31.36	1.80%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	25,820	100.00%	1,075,538,928	100.00%	552,275,810	100.00%	27,688	618	38.49	2.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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