StratMaker (147805)

Ford Credit Auto Owner Trust 2022-C

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

89.76% / 10.24%

Total Original # of Loans

47,953

WA Loan to Value (LTV)

78.60%

Total Original Loan Amount (OLA)

$ 2,049,059,407

WA Payment to Income (PTI)

7.44%

Weighted Average (WA) OLA

$ 51,095

WA FICO (non-zero)

641

Rep. Period Beginning Loan Amount

$ 1,471,620,195

WA Remaining Term (RT)

49.69

Rep. Period Ending Loan Amount (ELA)

$ 1,424,090,866

WA Original APR

3.31%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

47,953

Total Original Loan Amount (OLA)

$ 2,049,059,407

Weighted Average (WA) OLA

$ 51,095

Rep. Period Beginning Loan Amount

$ 1,471,620,195

Rep. Period Ending Loan Amount (ELA)

$ 1,424,090,866

As % of Reporting Period ELA:

New % / Used %

89.76% / 10.24%

WA Loan to Value (LTV)

78.60%

WA Payment to Income (PTI)

7.44%

WA FICO (non-zero)

641

WA Remaining Term (RT)

49.69

WA Original APR

3.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	13	0.03%	45,476	0.00%	32,769	0.00%	3,394	653	26.81	5.68%
$5,000 - $9,999	364	0.76%	2,988,507	0.15%	1,748,517	0.12%	5,825	672	32.59	3.98%
$10,000 - $14,999	1,341	2.80%	17,037,298	0.83%	10,272,452	0.72%	9,240	699	37.09	3.67%
$15,000 - $19,999	2,379	4.96%	41,946,384	2.05%	25,337,007	1.78%	12,748	701	40.39	3.31%
$20,000 - $24,999	3,709	7.73%	83,817,402	4.09%	51,442,813	3.61%	16,532	695	43.72	3.11%
$25,000 - $29,999	4,962	10.35%	136,930,550	6.68%	84,860,146	5.96%	20,293	669	45.30	3.03%
$30,000 - $39,999	11,210	23.38%	392,062,543	19.13%	256,754,170	18.03%	26,484	665	47.50	2.96%
$40,000 - $49,999	9,422	19.65%	421,271,665	20.56%	286,136,088	20.09%	34,350	646	49.46	2.92%
$50,000 - $59,999	6,554	13.67%	357,827,733	17.46%	255,834,569	17.96%	42,864	631	51.03	3.06%
$60,000 - $69,999	3,839	8.01%	247,571,651	12.08%	183,507,637	12.89%	51,253	597	51.26	3.40%
$70,000 - $79,999	2,122	4.43%	157,850,547	7.70%	118,994,880	8.36%	59,803	596	51.93	3.70%
$80,000 - $89,999	1,054	2.20%	88,953,325	4.34%	69,216,985	4.86%	69,427	579	54.30	4.40%
$90,000 - $99,999	508	1.06%	47,860,560	2.34%	37,951,153	2.66%	79,284	571	56.01	4.96%
Over $100,000	476	0.99%	52,895,767	2.58%	42,001,680	2.95%	92,240	551	55.64	5.43%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,627	7.56%	110,373,066	5.39%	7,677,447	0.54%	3,473	705	11.60	2.41%
$5,000 - $9,999	3,228	6.73%	85,995,103	4.20%	24,323,629	1.71%	7,814	704	22.81	2.48%
$10,000 - $14,999	3,817	7.96%	98,587,031	4.81%	48,033,811	3.37%	12,749	704	33.28	2.54%
$15,000 - $19,999	4,942	10.31%	144,151,655	7.04%	86,758,179	6.09%	17,672	697	39.37	2.33%
$20,000 - $24,999	5,540	11.55%	185,928,546	9.07%	124,704,126	8.76%	22,602	679	43.68	2.48%
$25,000 - $29,999	5,527	11.53%	211,230,640	10.31%	151,763,516	10.66%	27,535	664	46.81	2.65%
$30,000 - $39,999	8,990	18.75%	408,638,926	19.94%	311,906,665	21.90%	34,929	644	50.13	2.94%
$40,000 - $49,999	5,916	12.34%	328,334,245	16.02%	264,048,283	18.54%	44,822	622	53.04	3.25%
$50,000 - $59,999	3,218	6.71%	210,133,344	10.26%	175,321,614	12.31%	54,630	598	54.84	3.80%
$60,000 - $69,999	1,625	3.39%	122,309,388	5.97%	104,578,577	7.34%	64,483	564	56.44	4.57%
$70,000 - $79,999	792	1.65%	68,045,452	3.32%	59,058,236	4.15%	74,677	558	58.33	5.06%
$80,000 - $89,999	409	0.85%	39,792,276	1.94%	34,664,258	2.43%	84,851	579	59.70	5.60%
$90,000 - $99,999	246	0.51%	26,555,131	1.30%	23,225,467	1.63%	94,491	530	59.60	5.89%
Over $100,000	76	0.16%	8,984,603	0.44%	8,027,058	0.56%	105,742	561	62.30	6.29%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	47,950	99.99%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	25,641	53.47%	1,043,611,128	50.93%	660,341,687	46.37%	34,854	727	43.84	0.71%
2.50 - 4.99%	11,297	23.56%	490,846,031	23.95%	366,881,507	25.76%	43,622	613	53.64	3.94%
5.00 - 7.49%	7,566	15.78%	371,689,779	18.14%	283,674,123	19.92%	50,737	487	55.15	6.17%
7.50 - 9.99%	2,572	5.36%	112,987,432	5.51%	89,213,207	6.26%	49,022	506	57.49	8.46%
10.00 - 12.49%	583	1.22%	21,179,703	1.03%	16,941,299	1.19%	44,971	534	57.41	11.15%
12.50 - 14.99%	183	0.38%	5,675,174	0.28%	4,442,077	0.31%	38,173	546	55.24	13.49%
15.00 - 17.49%	84	0.18%	2,421,865	0.12%	2,055,956	0.14%	35,191	536	57.53	16.02%
17.50 - 19.99%	25	0.05%	623,762	0.03%	519,613	0.04%	30,780	351	52.65	18.54%
20.00 - 22.49%	2	0.00%	24,533	0.00%	21,398	0.00%	13,312	387	47.46	20.51%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	350	0.73%	16,314,080	0.80%	12,269,746	0.86%	45,782	454	45.28	5.44%
500 - 549	824	1.72%	37,093,354	1.81%	28,482,078	2.00%	43,648	530	48.80	5.36%
550 - 599	2,108	4.40%	92,499,250	4.51%	70,740,330	4.97%	43,252	577	51.39	5.21%
600 - 649	3,763	7.85%	158,480,561	7.73%	118,777,495	8.34%	41,903	627	56.46	5.27%
650 - 699	5,897	12.30%	261,383,187	12.76%	190,985,435	13.41%	43,951	675	56.11	4.22%
700 - 749	7,212	15.04%	315,877,087	15.42%	218,644,924	15.35%	42,698	724	52.73	3.07%
750 - 799	7,937	16.55%	332,372,825	16.22%	221,511,988	15.55%	39,617	775	48.26	2.12%
800+	14,044	29.29%	553,139,416	26.99%	355,773,745	24.98%	35,695	837	45.03	1.55%
NA	5,818	12.13%	281,899,648	13.76%	206,905,124	14.53%	47,168	40	46.03	4.83%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	18	0.04%	331,150	0.02%	122,449	0.01%	13,508	426	5.75	4.44%
25 - 36	92	0.19%	2,461,374	0.12%	1,325,731	0.09%	25,004	444	18.19	3.18%
37 - 48	4,859	10.13%	174,190,559	8.50%	109,275,201	7.67%	32,008	655	25.19	1.38%
49 - 60	3,478	7.25%	129,789,228	6.33%	89,290,221	6.27%	35,698	570	36.07	2.81%
61 - 72	16,582	34.58%	697,410,593	34.04%	493,965,853	34.69%	40,619	548	46.76	2.96%
73+	22,924	47.81%	1,044,876,503	50.99%	730,111,411	51.27%	43,858	694	57.07	3.90%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	862	1.80%	33,764,527	1.65%	4,766	0.00%	848	761	1.96	3.10%
1 - 12	3,032	6.32%	107,554,575	5.25%	12,718,748	0.89%	7,089	659	8.41	2.08%
13 - 24	4,327	9.02%	152,355,719	7.44%	61,649,168	4.33%	20,795	669	20.00	1.54%
25 - 36	6,743	14.06%	254,321,482	12.41%	157,070,113	11.03%	30,756	633	30.13	1.99%
37 - 48	12,361	25.78%	517,084,127	25.24%	360,713,200	25.33%	35,543	628	43.54	2.12%
49 - 60	13,192	27.51%	609,108,834	29.73%	495,962,065	34.83%	44,463	610	54.01	3.36%
61 - 72	6,683	13.94%	331,740,302	16.19%	296,048,305	20.79%	51,878	657	64.67	5.46%
73+	753	1.57%	43,129,839	2.10%	39,924,501	2.80%	59,401	715	76.55	5.72%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	44,659	93.13%	1,895,765,662	92.52%	1,305,548,113	91.68%	40,786	637	49.22	3.17%
1 - 15	2,575	5.37%	120,863,665	5.90%	93,226,383	6.55%	46,985	599	54.70	4.65%
16 - 30	470	0.98%	21,136,448	1.03%	16,206,530	1.14%	45,999	553	55.32	5.35%
31 - 60	216	0.45%	9,718,783	0.47%	7,717,157	0.54%	47,182	518	54.88	6.02%
61 - 90	27	0.06%	1,346,743	0.07%	1,187,598	0.08%	50,937	560	58.67	6.91%
91 - 120	6	0.01%	228,106	0.01%	205,085	0.01%	38,553	620	57.91	8.46%
121+	-	-	-	-	-	-	-	-	-	-
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1	0.00%	32,091	0.00%	23,513	0.00%	23,513	789	35.00	0.90%
Stated, not verified	39,686	82.76%	1,640,336,722	80.05%	1,119,644,342	78.62%	39,656	741	50.45	2.91%
Stated, verified to Level 3²	1,545	3.22%	63,994,109	3.12%	49,291,752	3.46%	41,886	624	56.80	5.22%
NA	6,721	14.02%	344,696,485	16.82%	255,131,259	17.92%	48,367	162	44.98	4.70%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	39,687	82.76%	1,640,368,813	80.05%	1,119,667,855	78.62%	39,656	741	50.45	2.91%
Stated, verified but not Level 4 or 5	1,523	3.18%	63,046,719	3.08%	48,507,703	3.41%	41,854	624	56.81	5.21%
Stated, verified to Level 4³	14	0.03%	582,525	0.03%	465,710	0.03%	39,620	587	55.96	4.65%
Stated, verified to Level 5³	8	0.02%	364,865	0.02%	318,339	0.02%	50,051	723	56.45	7.09%
NA	6,721	14.02%	344,696,485	16.82%	255,131,259	17.92%	48,367	162	44.98	4.70%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	9,894	20.63%	359,048,733	17.52%	239,695,397	16.83%	36,427	757	48.83	2.50%
5.00 - 9.99%	17,916	37.36%	746,289,554	36.42%	509,837,051	35.80%	39,504	737	51.14	2.87%
10.00 - 14.99%	8,869	18.50%	394,366,391	19.25%	276,645,500	19.43%	41,868	722	52.03	3.39%
15.00 - 19.99%	2,857	5.96%	130,048,989	6.35%	90,912,723	6.38%	42,369	714	50.86	3.71%
20.00 - 24.99%	826	1.72%	38,778,764	1.89%	27,705,263	1.95%	43,937	720	50.44	3.98%
25.00 - 29.99%	249	0.52%	11,662,222	0.57%	7,950,144	0.56%	41,467	744	44.74	3.18%
30.00 - 39.99%	114	0.24%	5,581,424	0.27%	3,740,229	0.26%	41,687	760	41.64	2.76%
40.00 - 49.99%	30	0.06%	1,382,525	0.07%	843,283	0.06%	38,577	754	36.46	2.78%
50.00 - 59.99%	15	0.03%	736,582	0.04%	496,555	0.03%	55,611	768	42.34	2.36%
60.00 - 69.99%	5	0.01%	122,985	0.01%	75,228	0.01%	16,513	803	34.84	1.43%
70.00 - 79.99%	3	0.01%	107,102	0.01%	67,724	0.00%	24,194	840	40.02	0.57%
80.00 - 89.99%	2	0.00%	60,022	0.00%	47,150	0.00%	25,039	806	51.12	3.15%
90.00 - 99.99%	6	0.01%	187,798	0.01%	95,714	0.01%	21,149	822	42.01	3.13%
100.00%+	10	0.02%	336,429	0.02%	244,647	0.02%	31,681	790	49.56	1.66%
NA	7,157	14.93%	360,349,885	17.59%	265,734,258	18.66%	47,876	186	45.11	4.61%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	363	0.76%	3,816,770	0.19%	2,351,230	0.17%	8,276	751	33.29	2.19%
25.00 - 49.99%	2,845	5.93%	55,462,261	2.71%	36,397,689	2.56%	16,389	741	39.08	1.99%
50.00 - 74.99%	7,470	15.58%	228,966,288	11.17%	152,479,019	10.71%	26,007	700	44.14	2.31%
75.00 - 99.99%	15,257	31.82%	629,853,785	30.74%	417,303,271	29.30%	35,820	650	47.71	2.91%
100.00 - 109.99%	8,645	18.03%	418,932,290	20.45%	287,724,372	20.20%	43,228	610	49.87	3.29%
110.00 - 119.99%	7,006	14.61%	366,815,760	17.90%	268,293,910	18.84%	48,603	582	51.68	3.74%
120.00 - 129.99%	3,829	7.98%	209,071,439	10.20%	156,470,883	10.99%	52,335	612	54.95	4.13%
130.00 - 139.99%	1,623	3.38%	88,645,985	4.33%	66,493,626	4.67%	53,981	638	55.96	4.48%
140.00%+	915	1.91%	47,494,827	2.32%	36,576,866	2.57%	55,235	674	57.25	4.68%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	864	1.80%	35,970,583	1.76%	26,008,446	1.83%	39,982	633	53.00	3.53%
Alaska	76	0.16%	3,574,376	0.17%	2,432,187	0.17%	41,513	732	47.46	2.37%
Arizona	738	1.54%	34,047,499	1.66%	23,381,287	1.64%	43,220	618	48.78	3.30%
Arkansas	470	0.98%	20,401,929	1.00%	14,509,716	1.02%	39,850	680	52.19	3.05%
California	4,995	10.42%	229,297,149	11.19%	162,092,995	11.38%	44,414	614	50.50	3.28%
Colorado	731	1.52%	34,395,439	1.68%	23,222,194	1.63%	42,868	626	47.31	3.17%
Connecticut	392	0.82%	15,408,443	0.75%	10,039,946	0.71%	37,774	552	45.90	3.57%
Delaware	136	0.28%	5,081,526	0.25%	3,375,210	0.24%	37,612	580	51.15	3.89%
Florida	3,719	7.76%	162,595,679	7.94%	117,361,621	8.24%	44,024	605	51.69	3.99%
Georgia	1,669	3.48%	75,385,894	3.68%	54,292,207	3.81%	43,649	634	52.21	3.58%
Hawaii	90	0.19%	4,047,752	0.20%	2,738,116	0.19%	40,091	565	50.07	3.41%
Idaho	164	0.34%	7,578,336	0.37%	5,130,760	0.36%	44,188	629	48.01	2.90%
Illinois	1,451	3.03%	56,426,792	2.75%	36,517,767	2.56%	37,405	628	46.54	3.05%
Indiana	738	1.54%	29,394,262	1.43%	18,809,478	1.32%	36,334	637	46.12	2.72%
Iowa	460	0.96%	17,338,379	0.85%	11,672,633	0.82%	35,734	697	45.80	1.87%
Kansas	422	0.88%	17,785,335	0.87%	11,622,681	0.82%	37,899	665	46.95	2.24%
Kentucky	537	1.12%	20,856,973	1.02%	14,445,595	1.01%	37,226	681	49.99	3.07%
Louisiana	928	1.94%	42,198,759	2.06%	29,391,533	2.06%	41,772	657	50.83	3.15%
Maine	201	0.42%	7,893,650	0.39%	5,563,856	0.39%	36,454	600	48.78	3.59%
Maryland	889	1.85%	38,618,898	1.88%	26,393,648	1.85%	41,802	594	49.68	3.39%
Massachusetts	783	1.63%	31,424,529	1.53%	21,964,451	1.54%	39,089	481	46.06	3.43%
Michigan	2,072	4.32%	72,068,824	3.52%	46,846,048	3.29%	31,893	696	44.22	2.38%
Minnesota	716	1.49%	28,282,446	1.38%	19,375,812	1.36%	37,876	664	45.93	2.42%
Mississippi	506	1.06%	22,813,279	1.11%	16,251,296	1.14%	41,481	658	50.72	2.87%
Missouri	1,143	2.38%	43,927,381	2.14%	29,940,925	2.10%	35,655	671	49.33	2.59%
Montana	224	0.47%	9,728,285	0.47%	6,340,862	0.45%	39,110	593	45.11	3.13%
Nebraska	374	0.78%	14,306,060	0.70%	9,453,939	0.66%	35,104	682	46.34	2.10%
Nevada	500	1.04%	22,074,106	1.08%	15,118,405	1.06%	41,004	662	51.91	4.03%
New Hampshire	253	0.53%	9,973,525	0.49%	6,974,417	0.49%	36,670	596	46.61	3.56%
New Jersey	1,224	2.55%	46,484,470	2.27%	32,249,288	2.26%	38,611	588	47.98	4.00%
New Mexico	276	0.58%	12,357,019	0.60%	9,021,364	0.63%	42,979	590	50.43	4.16%
New York	1,658	3.46%	61,931,319	3.02%	42,475,297	2.98%	36,781	616	47.02	3.68%
North Carolina	1,508	3.14%	61,954,189	3.02%	43,951,059	3.09%	39,946	621	51.87	3.63%
North Dakota	115	0.24%	4,354,644	0.21%	2,915,090	0.20%	35,318	719	47.93	2.91%
Ohio	1,694	3.53%	63,142,651	3.08%	42,460,112	2.98%	35,399	655	48.60	3.20%
Oklahoma	612	1.28%	27,516,458	1.34%	19,038,953	1.34%	41,776	631	48.18	3.09%
Oregon	399	0.83%	16,733,212	0.82%	11,272,692	0.79%	39,612	559	46.11	3.10%
Pennsylvania	1,696	3.54%	62,743,629	3.06%	41,979,161	2.95%	35,913	615	46.39	3.07%
Rhode Island	87	0.18%	3,550,556	0.17%	2,393,148	0.17%	42,801	471	50.48	4.11%
South Carolina	736	1.53%	30,934,166	1.51%	21,776,137	1.53%	39,870	637	50.77	3.41%
South Dakota	182	0.38%	7,019,023	0.34%	4,927,351	0.35%	38,099	690	46.34	2.75%
Tennessee	888	1.85%	38,240,166	1.87%	26,613,201	1.87%	41,702	650	50.23	3.06%
Texas	7,533	15.71%	366,017,983	17.86%	262,734,854	18.45%	46,011	662	52.12	3.51%
Utah	234	0.49%	12,104,645	0.59%	8,450,063	0.59%	47,432	518	48.68	3.65%
Vermont	158	0.33%	5,827,810	0.28%	4,107,615	0.29%	35,414	647	49.69	3.34%
Virginia	1,182	2.46%	52,331,593	2.55%	35,565,803	2.50%	41,764	612	49.65	3.23%
Washington	450	0.94%	20,821,181	1.02%	13,259,881	0.93%	40,853	599	44.12	2.40%
West Virginia	275	0.57%	11,354,105	0.55%	7,877,662	0.55%	39,845	638	50.93	3.18%
Wisconsin	677	1.41%	25,278,724	1.23%	16,087,474	1.13%	33,670	692	44.49	2.05%
Wyoming	89	0.19%	3,916,738	0.19%	2,552,106	0.18%	38,967	685	47.62	2.75%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	35	0.07%	1,460,527	0.07%	1,042,770	0.07%	41,362	604	54.79	4.01%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	88,513	0.00%	71,755	0.01%	71,755	756	29.00	1.90%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	41,927	87.43%	1,850,984,505	90.33%	1,278,327,232	89.76%	41,674	641	49.52	2.99%
Used	6,023	12.56%	198,074,902	9.67%	145,763,634	10.24%	37,960	564	51.21	6.12%
NA	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	3,408	7.11%	105,032,970	5.13%	60,937,457	4.28%	32,580	675	48.75	4.11%
Truck	20,838	43.46%	1,021,187,263	49.84%	734,664,043	51.59%	46,117	567	50.27	3.60%
SUV	23,704	49.43%	922,839,173	45.04%	628,489,366	44.13%	36,500	705	49.10	2.88%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	44,945	93.73%	1,911,004,060	93.26%	1,336,117,696	93.82%	41,093	628	50.15	3.34%
Ford: Lincoln	3,005	6.27%	138,055,347	6.74%	87,973,170	6.18%	44,343	704	42.69	2.86%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	47,953	100.00%	2,049,059,407	100.00%	1,424,090,866	100.00%	41,293	633	49.69	3.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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