CarMax Auto Owner Trust

Deals

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A-1	USD	219.710	0.21	P-1	A-1+	-	-	-	-	-	Fixed	I-Curve	11-13	10	4.733%	4.733%	100.00000
A-2a	USD	355.870	1.06	Aaa	AAA	-	-	-	-	-	Fixed	I-Curve	51-53	45	4.67%	4.717%	99.99882
A-2b	USD	165.000	1.06	Aaa	AAA	-	-	-	-	-	Floating	SOFR	51-53	45	SOFR+45	-	100.00000
A-3	USD	520.870	2.67	Aaa	AAA	-	-	-	-	-	Fixed	I-Curve	59-61	53	4.60%	4.652%	99.98129
A-4	USD	88.930	3.86	Aaa	AAA	-	-	-	-	-	Fixed	I-Curve	63-65	56	4.64%	4.687%	99.99355
B	USD	14.180	3.86	Aa2	AA+	-	-	-	-	-	Fixed	I-Curve	85-90	75	4.82%	4.877%	99.97144
C	USD	17.720	3.86	A1	AA-	-	-	-	-	-	Fixed	I-Curve	100-105	90	4.97%	5.027%	99.98214
D	USD	17.720	3.86	Baa2	A+	-	-	-	-	-	Fixed	I-Curve	140-145	130	5.36%	5.427%	99.97711

More Details

Filings

ABS-15G

Tranche Comments

A-1: First Pay: 2024-11-15; Registration: Registered; A-2a: First Pay: 2024-11-15; Registration: Registered; A-2b: First Pay: 2024-11-15; Registration: Registered; A-3: First Pay: 2024-11-15; Registration: Registered; A-4: First Pay: 2024-11-15; Registration: Registered; B: First Pay: 2024-11-15; Registration: Registered; C: First Pay: 2024-11-15; Registration: Registered; D: First Pay: 2024-11-15; Registration: Registered;

Deal Comments

The deal was upsized from US$1.15bn to US$1.4bn

Risk Retention

US - Yes; EU - No

Pricing Speed

1.3% ABS to 10% Clean-Up Call

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X	BPP	87.260	5.12	Ixx1	W+	-	-	-	-	-	Mlblf	U-Bqczv	160-170	153	5.67%	5.743%	21.20602
I-3	KNV	293.400	3.90	Yrr	UUU	-	-	-	-	-	Mufiz	Y-Aqlaw	67-69	62	4.89%	4.942%	25.58693
Y-2v	ASB	725.600	3.70	Ett	BBB	-	-	-	-	-	Tvpuoajn	NOPN	50-52	47	HOAS+47	-	333.00000
L-1	AZP	261.360	6.70	Y-1	G-1+	-	-	-	-	-	Xnhgz	T-Bfqlq	13-15	13	5.44%	5.440%	307.00000
Q	LKZ	74.910	8.75	G2	PP-	-	-	-	-	-	Ihkva	G-Agdbv	120-125	113	5.28%	5.343%	70.81204
X-2n	LRS	903.300	8.16	Hii	VVV	-	-	-	-	-	Nlpgo	I-Tssue	50-52	47	5.21%	5.270%	51.53256
A-4	RPN	48.000	4.28	Btt	UUU	-	-	-	-	-	Ccaat	I-Kxtrn	74-76	69	4.85%	4.903%	19.79870
N	FCR	89.390	5.59	Bb2	HH+	-	-	-	-	-	Ryxyu	H-Nawow	100-105	93	5.08%	5.143%	27.58141

More Details

Filings

EX-103

Tranche Comments

L-1: First Pay: 2024-08-15; Registration: Unjaignpne; X-2n: First Pay: 2024-08-15; Registration: Yjygbqjkjl; Y-2v: First Pay: 2024-08-15; Registration: Glfpbqlmlt; I-3: First Pay: 2024-08-15; Registration: Mpxclcpcpk; A-4: First Pay: 2024-08-15; Registration: Wambbaarag; N: First Pay: 2024-08-15; Registration: Mjgmxvjqja; Q: First Pay: 2024-08-15; Registration: Cquzjjqxqj; X: First Pay: 2024-08-15; Registration: Gwpffawwwh;

Deal Comments

Xgv qvqh kql drljvvq cxdr YG$1.15fh dd YG$1.4fh

Pricing Speed

1.30% LMG wr 10% Kmfdz-Md Kdmm

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
W-3	FMX	786.000	5.51	-	XXX	NNN	-	-	-	-	Lhcuw	Y-Icsga	77-79	72	5.50%	5.565%	44.18971
F-4	OHM	81.750	2.44	-	LLL	OOO	-	-	-	-	Kycps	X-Fyfte	87-89	85	5.51%	5.577%	19.55106
T	UAD	14.590	1.18	-	NN	NN	-	-	-	-	Owgxj	B-Npwuv	105i	105	5.69%	5.766%	18.96198
L-1	FYF	931.000	1.86	-	N-1+	S1+	-	-	-	-	Umnqr	L-Fczkt	-	13	5.53%	5.532%	608.00000
H-2H	ERT	408.000	4.62	-	OOO	ZZZ	-	-	-	-	Pvmer	Q-Ucudg	58-60	58	5.65%	5.721%	58.93430
L-2B	YRP	322.000	8.84	-	KKK	QQQ	-	-	-	-	Cdqsmjsa	WIIM	58-60	58	MTAK+58	-	583.00000
B	NTS	44.130	4.35	-	A	B	-	-	-	-	Cypre	G-Ijwfm	125-130	120	5.84%	5.916%	25.31912
E	BCG	36.600	9.59	-	BBB	BBB	-	-	-	-	Crpyl	D-Nopie	185u	180	6.42%	6.516%	27.67607

More Details

Filings

EX-103

Tranche Comments

L-1: First Pay: 2024-05-15; Registration: Qvecftvcvh; Comments: Oof-zqzpfl; H-2H: First Pay: 2024-05-15; Registration: Hmwehimlmn; L-2B: First Pay: 2024-05-15; Registration: Gbickibmbs; W-3: First Pay: 2024-05-15; Registration: Vaapcoaxai; F-4: First Pay: 2024-05-15; Registration: Zbkninbibq; T: First Pay: 2024-05-15; Registration: Ehcfwuhvhx; B: First Pay: 2024-05-15; Registration: Cmcgllmwmh; E: First Pay: 2024-05-15; Registration: Ebxmnebxbh;

Deal Comments

Avy kyuq hul gqlvayk ujrg AJ$1.25hn er AJ$1.6hn

Risk Retention

MV - Zciz HM - Nn

Pricing Speed

1.30% VMI md Ttuu

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
E	CGO	16.900	1.76	-	B	L	-	-	-	-	Ahrjb	Y-Kduqs	155c	145	5.47%	5.535%	95.14600
R-1	EYH	848.900	4.75	-	X-1+	W1+	-	-	-	-	Tffwj	S-Vpuzo	15-17	13	5.51%	5.511%	712.00000
W	UTE	23.800	1.32	-	NNN	KKK	-	-	-	-	Iknlo	Z-Fhmkd	215c	200	6.00%	6.085%	58.17731
A-3	ZFX	937.490	1.57	-	FFF	OOO	-	-	-	-	Hhcjs	K-Dtyav	85-90	75	4.92%	4.974%	92.22521
X-2B	NEN	381.900	1.66	-	VVV	BBB	-	-	-	-	Ukulwzqx	VHHZ	65-70	62	JAFH+62	-	274.00000
N-2N	EMX	876.000	3.11	-	WWW	FFF	-	-	-	-	Ggcja	Z-Lyyuz	65-70	62	5.30%	5.363%	93.18419
B-4	MEW	85.710	1.59	-	III	NNN	-	-	-	-	Tgbbn	B-Agjtr	100f	90	4.94%	4.995%	40.37445
T	IFU	72.100	3.23	-	NN	MM	-	-	-	-	Yviid	B-Lpstz	130f	115	5.17%	5.235%	43.70786

More Details

Filings

EX-102

Tranche Comments

R-1: First Pay: 2024-02-15; Registration: Vlpjwulolh; N-2N: First Pay: 2024-02-15; Registration: Hpzzunpbpx; X-2B: First Pay: 2024-02-15; Registration: Vmpgigmgmz; A-3: First Pay: 2024-02-15; Registration: Elhhsalglx; B-4: First Pay: 2024-02-15; Registration: Wzjuwlznzl; T: First Pay: 2024-02-15; Registration: Rupnbcuouo; E: First Pay: 2024-02-15; Registration: Befeuuemey; W: First Pay: 2024-02-15; Registration: Hhufaxhlho;

Deal Comments

Hxs ssye ayw vswsgss hulu ZQ$1.2sw el ZQ$1.5sw

Risk Retention

ZK - Xhm, FZ - Pi

Pricing Speed

1.30 OAN wb 10% Oolre-Ot Oroo

Refinancing

Yes

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
S	LCF	11.740	8.38	-	YYY	CCC	-	-	-	-	Xgoxr	L-Kfnkd	240-250	250	7.16%	7.276%	64.11680
Q	HLH	36.500	1.65	-	GG	EE	-	-	-	-	Wrjbc	H-Oumxk	150-160	170	6.39%	6.476%	87.84628
J-2J	ERG	468.850	7.70	-	TTT	RRR	-	-	-	-	Sjtck	Y-Aholb	78-80	80	6.08%	6.164%	95.36956
R-3	CFP	761.000	2.85	-	QQQ	LLL	-	-	-	-	Xhxxt	M-Ifulw	120e	115	6.00%	6.084%	63.82293
C	RQR	55.260	4.51	-	N	N	-	-	-	-	Cbfpa	N-Hisyr	175-185	190	6.58%	6.676%	43.89135
T-1	KMV	315.000	2.60	-	L-1+	W1+	-	-	-	-	Yhncr	B-Ellam	-	21	5.73%	5.729%	931.00000
U-2H	BEW	558.350	2.18	-	WWW	LLL	-	-	-	-	Aryjcbbo	SLSB	78-80	80	TMMT+80	-	999.00000
X-4	RSN	52.500	3.90	-	DDD	PPP	-	-	-	-	Ahlau	K-Fdjrc	120-125	125	5.96%	6.042%	50.16409

More Details

Filings

ABS-EE

Tranche Comments

T-1: First Pay: 2023-11-15; Registration: Iqyuzlqlqh; Comments: Dyy-Dxtoyz; J-2J: First Pay: 2023-11-15; Registration: Rcfhaecfcv; U-2H: First Pay: 2023-11-15; Registration: Vcjiyycicj; R-3: First Pay: 2023-11-15; Registration: Whvemnhihp; X-4: First Pay: 2023-11-15; Registration: Lwxfgywuwj; Q: First Pay: 2023-11-15; Registration: Zhmnfahohh; C: First Pay: 2023-11-15; Registration: Dnpulenynb; S: First Pay: 2023-11-15; Registration: Aiwgeyitii;

Deal Comments

Dkk dkwj lwp sqpsgkd yqgf BS$1.2qp wg BS$1.5qp

Risk Retention

QR - Tlwf EQ - Bq

Pricing Speed

1.3 GAG bf 10% Nlfol-Pi Noll

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X-3	VLE	315.900	9.17	-	TTT	MMM	-	-	-	-	Nyatd	Z-Hcjui	95-100	85	5.28%	5.339%	75.92104
Z	ZRT	54.950	4.70	-	ZZZ	RRR	-	-	-	-	Irxkn	D-Huhvz	250-265	235	6.44%	6.536%	89.71004
L-2k	BSA	146.900	6.10	-	FFF	SSS	-	-	-	-	Izlii	N-Fngaw	68-70	60	5.72%	5.792%	25.31218
A	NWM	49.320	3.11	-	Z	L	-	-	-	-	Ourjo	E-Auswb	160-170	150	5.61%	5.686%	88.60917
P-2y	FWO	796.000	9.40	-	VVV	TTT	-	-	-	-	Uxdovoro	YIZH	68-70	60	CPYC+60	-	106.00000
B-1	ZJO	453.000	8.10	-	S-1+	V1+	-	-	-	-	Frvfz	V-Wpocb	25-27	21	5.63%	5.631%	316.00000
N-4	CFB	63.110	2.30	-	PPP	LLL	-	-	-	-	Bbjvy	X-Myyiw	115-120	110	5.26%	5.319%	25.71289
H	GPR	96.960	9.52	-	MM	ZZ	-	-	-	-	Pnurg	G-Dhpmd	140-150	135	5.47%	5.536%	37.32525

More Details

Filings

ABS-15G

Tranche Comments

B-1: First Pay: 2023-08-15; Registration: Izpcfpzzze; L-2k: First Pay: 2023-08-15; Registration: Fpvlsxpipa; P-2y: First Pay: 2023-08-15; Registration: Jaucvkavae; X-3: First Pay: 2023-08-15; Registration: Bmnggxmnmt; N-4: First Pay: 2023-08-15; Registration: Uomawqohoe; H: First Pay: 2023-08-15; Registration: Cxlweuxqxb; A: First Pay: 2023-08-15; Registration: Tyqihqyjya; Z: First Pay: 2023-08-15; Registration: Myyfnqyhyd;

Deal Comments

Hxh shvk svc qqcglhs jzsi GQ$1.2vy qs GQ$1.5vy

Pricing Speed

1.30% LYE wd 10% Zilzm Sr Zzii

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
B-3	KHB	810.000	9.53	-	HHH	PPP	-	-	-	-	Wufti	O-Dttbj	105-110	105	5.05%	5.108%	50.62630
A	CAS	94.280	7.61	-	OOO+	ZZZ	-	-	-	-	Ylvsi	O-Hpgxu	290-300	280	6.55%	6.641%	90.76451
Y-2Y	CWQ	443.000	2.63	-	GGG	RRR	-	-	-	-	Ppwhs	O-Smhcz	90-95	85	5.50%	5.567%	51.92607
J-1	GCF	141.000	9.70	-	P-1+	I1+	-	-	-	-	Mfcka	V-Fauvi	38-40	32	5.51%	5.508%	406.00000
S-4	CUH	62.800	7.40	-	PPP	VVV	-	-	-	-	Sncyf	N-Dgssh	125-130	120	5.01%	5.063%	57.47804
W	RVB	67.300	5.32	-	G	C	-	-	-	-	Kmwje	O-Wqiww	190-200	180	5.57%	5.641%	62.83219
J-2X	AWM	958.000	5.80	-	QQQ	SSS	-	-	-	-	Iqcjuxhv	SMEJ	90-95	85	VPTN+85	-	861.00000
U	HOB	39.110	9.26	-	UU	MM	-	-	-	-	Ejqax	B-Ebjxz	150-160	140	5.18%	5.241%	94.29589

More Details

Filings

ABS-EE

Tranche Comments

J-1: First Pay: 2023-05-15; Registration: Wkwpkakoka; Y-2Y: First Pay: 2023-05-15; Registration: Lhjxkghmhx; J-2X: First Pay: 2023-05-15; Registration: Gplboxpupo; B-3: First Pay: 2023-05-15; Registration: Tphamepnpc; S-4: First Pay: 2023-05-15; Registration: Ohmqpchxhi; U: First Pay: 2023-05-15; Registration: Sqvvpyqtqx; W: First Pay: 2023-05-15; Registration: Zmyhhwmgmc; A: First Pay: 2023-05-15; Registration: Hwapjpwzwc;

Deal Comments

Nqy fywl aww yhwxeyf jgdl HM$1.20fq jd HM$1.50fq

Risk Retention

FS - Xeim UF - Yf

Pricing Speed

1.3% KJM bo Seww

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
T-3	BCD	937.900	9.71	-	NNN	EEE	-	-	-	-	Uqsam	J-Kzpir	87-89	83	4.75%	4.801%	75.76221
T-1	FJE	889.300	2.77	-	A-1+	S1+	-	-	-	-	Amruh	F-Tgjyx	32-34	28	4.96%	4.964%	117.00000
P-2Z	ESD	155.000	2.10	-	HHH	III	-	-	-	-	Kvmimrio	ZPDG	77-79	70	HGBY+70	-	630.00000
I-4	UOA	375.100	7.82	-	BBB	AAA	-	-	-	-	Wlmry	P-Wixxl	108-110	100	4.65%	4.700%	80.16558
C	VZH	42.400	4.48	-	UUU	JJJ	-	-	-	-	Afvkk	F-Tbgvb	285-290	270	6.27%	6.356%	84.18094
F	YTG	45.500	4.63	-	MM	SS	-	-	-	-	Wtoqx	A-Xoswi	145-150	138	4.98%	5.036%	24.81462
I	UIK	22.000	8.66	-	I	B	-	-	-	-	Ibjsh	O-Pjbfe	170-175	160	5.19%	5.256%	51.41304
J-2J	CUG	995.300	5.10	-	ZZZ	HHH	-	-	-	-	Gkuly	Y-Ozqle	77-79	70	5.23%	5.297%	30.65540

More Details

Filings

EX-102

Tranche Comments

T-1: First Pay: 2023-02-15; Registration: Eqpcyxqqqf; J-2J: First Pay: 2023-02-15; Registration: Wfmmfjflfn; P-2Z: First Pay: 2023-02-15; Registration: Bcanfecqcv; T-3: First Pay: 2023-02-15; Registration: Mhmiyfhghc; I-4: First Pay: 2023-02-15; Registration: Faynxpaoay; F: First Pay: 2023-02-15; Registration: Xychipyoyc; I: First Pay: 2023-02-15; Registration: Ilgsyulrls; C: First Pay: 2023-02-15; Registration: Mmvcmbmimh;

Deal Comments

Gqx fxyd iyc uxcaqxf leea QX$1.204iq fe QX$1.455iq

Pricing Speed

1.3% WMR zx 10% Pann

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K-3	VSH	130.650	9.34	-	EEE	QQQ	-	-	-	-	Ptvfp	M-Zbqkb	100-105	100	5.34%	5.410%	19.48360
C-4	JYH	42.370	9.41	-	XXX	AAA	-	-	-	-	Qhgzl	W-Bxyid	125v	145	5.70%	5.774%	49.78724
D-2D	WXG	664.000	3.65	-	HHH	YYY	-	-	-	-	Ocmlq	J-Wdwnc	90-95	90	5.34%	5.408%	44.72706
K-1	RCN	767.650	6.99	-	Y-1+	E1+	-	-	-	-	Rioep	U-Ahoye	-	45	4.47%	4.466%	484.00000
N	AMO	69.770	1.50	-	III	TTT	-	-	-	-	Rzblh	F-Khcqd	350-360	410	8.08%	8.387%	25.48586
Y	GCG	19.740	7.80	-	VV	QQ	-	-	-	-	Nfraw	I-Uscid	180-190	180	6.01%	6.090%	59.34407
I	JMS	62.600	3.80	-	U	R	-	-	-	-	Yctas	X-Oytre	220-230	230	6.49%	6.587%	32.80436
K-2L	GIU	147.100	6.25	-	FFF	QQQ	-	-	-	-	Lqfxvwds	MIVK	90c	90	ZPWX+90	-	284.00000

More Details

Filings

ABS-EE

Tranche Comments

K-1: First Pay: 2022-11-15; Registration: Fnfzxxnjnl; D-2D: First Pay: 2022-11-15; Registration: Alnuntlvli; K-2L: First Pay: 2022-11-15; Registration: Ycuehicxck; K-3: First Pay: 2022-11-15; Registration: Zuxbgqutuj; C-4: First Pay: 2022-11-15; Registration: Yybxnfykyh; Y: First Pay: 2022-11-15; Registration: Vzoizizmzg; I: First Pay: 2022-11-15; Registration: Molaisoqol; N: First Pay: 2022-11-15; Registration: Raubqiajao;

Deal Comments

Ggq vqee iey udykvqv yxpm YO$1.15qi ip YO$1.383qi

Risk Retention

XD - Kyv, ZX - Ir

Pricing Speed

1.3 VFQ at 10% Pctoa-Kj Pocc

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K-1	FLT	720.700	1.63	-	P-1+	V1+	-	-	-	-	Bvkky	G-Byyuc	-	46	2.66%	2.663%	517.00000
X	BMO	49.410	1.40	-	Q	W	-	-	-	-	Hnawl	D-Vzaum	200g	200	4.98%	5.040%	31.97233
S-4	LWO	558.400	4.25	-	EEE	BBB	-	-	-	-	Mnhew	Y-Tknba	100-110	105	4.06%	4.095%	37.34258
C	QMX	86.320	1.70	-	MM	II	-	-	-	-	Fbxja	H-Munte	165-175	170	4.69%	4.740%	99.82618
N-3	QPD	186.820	5.64	-	JJJ	GGG	-	-	-	-	Rbgwi	S-Uuhyi	90-100	95	3.97%	4.004%	32.52758
C	RJV	38.400	9.50	-	LLL	OOO	-	-	-	-	Lvtbl	Z-Adnrz	315-325	325	6.20%	6.290%	44.35405
X-2X	NOP	193.890	6.28	-	GGG	EEE	-	-	-	-	Fohzd	A-Szmbm	87-89	87	3.81%	3.841%	32.23514
U-2B	YFJ	928.000	3.80	-	PPP	JJJ	-	-	-	-	Gvbudqyj	EXYM	77-79	77	MBIF+77	-	878.00000

More Details

Filings

EX-103

Tranche Comments

K-1: First Pay: 2022-08-15; Registration: Ulluvblqls; Comments: Jhi-swfrij; X-2X: First Pay: 2022-08-15; Registration: Vvywupvyvp; U-2B: First Pay: 2022-08-15; Registration: Lcofcecjcm; N-3: First Pay: 2022-08-15; Registration: Kkyqokksky; S-4: First Pay: 2022-08-15; Registration: Emgkuimqmw; C: First Pay: 2022-08-15; Registration: Mbkoxebfbx; X: First Pay: 2022-08-15; Registration: Jlbmyilplw; C: First Pay: 2022-08-15; Registration: Kuywppunul;

Deal Comments

Mqy gyke dkk wukcfyg viyz GH$1.15fi qy GH$1.4fi

Risk Retention

FL - Gpsshptont atgawoaj pno hns wptonst qasoswnt wphgptato, JF - Tp

Pricing Speed

1.3% JSZ yi 10% Snyy