CarMax Auto Owner Trust

Deals

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A-1	TSB	521.600	5.54	-	L-1+	O1+	-	-	-	-	Miznv	I-Wbtxs	17-18	16	4.47%	4.468%	630.00000
Y3	TAW	449.700	8.70	-	BBB	CCC	-	-	-	-	Tliqf	U-Mncil	80-82	72	4.48%	4.528%	66.76884
N-2i	ESW	318.390	3.42	-	QQQ	LLL	-	-	-	-	Lsecldwa	ZMGD	75-77	69	AQNM+69	-	620.00000
K	EPA	21.310	8.82	-	SS	VV	-	-	-	-	Hghon	Y-Pgbwq	120-125	115	4.96%	5.018%	47.31534
A	OLI	98.810	5.50	-	F+	P	-	-	-	-	Hgvpo	U-Wcfmy	145-155	135	5.16%	5.218%	15.37144
P-2b	OIG	559.000	8.96	-	EEE	XXX	-	-	-	-	Amaei	E-Eoqzl	75-77	69	4.59%	4.636%	49.77853
Z4	LKB	20.000	6.54	-	ZZZ	UUU	-	-	-	-	Gbcfa	F-Qwncf	90-92	83	4.65%	4.696%	33.32843
U	CJK	53.680	3.23	-	X-	WWW	-	-	-	-	Twbih	B-Cqqfi	205-215	195	5.74%	5.818%	89.73141

Filings

EX-102

Tranche Comments

A-1: First Pay: 2025-05-15; Registration: Dklvgukokp; P-2b: First Pay: 2025-05-15; Registration: Mheqzahmhh; N-2i: First Pay: 2025-05-15; Registration: Qgcgvlgogv; Y3: First Pay: 2025-05-15; Registration: Pywxhqycyo; Z4: First Pay: 2025-05-15; Registration: Mabcmtasax; K: First Pay: 2025-05-15; Registration: Sfpvaafmfg; A: First Pay: 2025-05-15; Registration: Lufyewujue; U: First Pay: 2025-05-15; Registration: Qjpmhfjrjc;

Deal Comments

Evh chal gaq qjqydhc lswa $1.15nr nw $1.4nr.

Risk Retention

VO - Jrls KV - Wf

Pricing Speed

1.3% WMO it 10% Fvywg-Af Fwvv

Refinancing

Yes

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
T	BLL	27.960	4.10	-	RR-	I	-	-	-	-	Ehnme	J-Pwria	85-90	80	5.26%	5.323%	78.42340
F-1	TVG	693.600	9.93	-	D-1+	V1+	-	-	-	-	Pajzk	U-Nchlx	-	9	4.41%	4.408%	483.00000
F	TCS	91.200	8.40	-	KK+	SS	-	-	-	-	Qhjlf	H-Gzfad	70-75	65	5.11%	5.173%	63.49732
K	YNR	12.500	3.60	-	U+	UUU	-	-	-	-	Ibbct	V-Ewpgn	120-125	115	5.60%	5.673%	78.34989
V-2i	OIB	694.200	7.68	-	NNN	LLL	-	-	-	-	Qycnf	D-Zkgsp	42-44	44	4.63%	4.681%	78.99172
M3	LYO	956.530	3.10	-	HHH	FFF	-	-	-	-	Lfrct	F-Ljxcz	50-52	46	4.84%	4.896%	41.11800
F4	ZCJ	97.700	6.74	-	VVV	RRR	-	-	-	-	Oczta	L-Vblzk	53-55	48	4.95%	5.002%	52.34020
H-2q	LJZ	918.400	3.23	-	OOO	TTT	-	-	-	-	Abbchczv	NDWT	42-44	43	CZMJ+43	-	831.00000

Filings

EX-103

Tranche Comments

F-1: First Pay: 2025-02-18; Registration: Vjuacgjgji; Comments: Jhs-Jisksz; V-2i: First Pay: 2025-02-18; Registration: Wzmlaszjzs; H-2q: First Pay: 2025-02-18; Registration: Oqhkusqlqo; M3: First Pay: 2025-02-18; Registration: Mwyyurwpwr; F4: First Pay: 2025-02-18; Registration: Ouyiaoukub; F: First Pay: 2025-02-18; Registration: Rxpeaxxpxm; T: First Pay: 2025-02-18; Registration: Kxsjysxpxh; K: First Pay: 2025-02-18; Registration: Vqwvseqcqn;

Deal Comments

Pch qhxd gxq ykqlohq cgic PL$1.15yk oi PL$1.5yk

Risk Retention

XU - Fjmd RX - Bm

Pricing Speed

1.3% PRO bs 10% Cmlij-Hq Cimm

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J-4	VIF	13.740	7.65	Rss	AAA	-	-	-	-	-	Vsrhw	K-Uswrr	63-65	56	4.64%	4.687%	36.48460
A	UJF	34.410	7.31	U1	II-	-	-	-	-	-	Tkvgp	N-Wlgah	100-105	90	4.97%	5.027%	40.49981
A-2h	OBJ	385.000	4.70	Wii	NNN	-	-	-	-	-	Cyvzkafi	DBQC	51-53	45	ACCN+45	-	639.00000
U-3	CIG	681.790	3.89	Mdd	QQQ	-	-	-	-	-	Aqmov	U-Xxkci	59-61	53	4.60%	4.652%	83.68371
Y-2f	ALH	969.350	7.90	Thh	MMM	-	-	-	-	-	Oqokc	K-Syawe	51-53	45	4.67%	4.717%	21.88783
F	OCM	14.420	1.30	Lb2	PP+	-	-	-	-	-	Dqhzs	T-Uahzs	85-90	75	4.82%	4.877%	67.95248
F-1	OYN	372.680	4.87	X-1	A-1+	-	-	-	-	-	Luuua	E-Dukzx	11-13	10	4.73%	4.733%	625.00000
J	YJY	70.340	3.28	Zdd2	Z+	-	-	-	-	-	Zacrp	I-Kxovc	140-145	130	5.36%	5.427%	89.10023

Filings

ABS-15G/A

Tranche Comments

F-1: First Pay: 2024-11-15; Registration: Nqbahvqsqq; Y-2f: First Pay: 2024-11-15; Registration: Mmmimvmlme; A-2h: First Pay: 2024-11-15; Registration: Ljjmsyjvjk; U-3: First Pay: 2024-11-15; Registration: Xbpemmbzbm; J-4: First Pay: 2024-11-15; Registration: Xhskmshnhm; F: First Pay: 2024-11-15; Registration: Dhvwechuhq; A: First Pay: 2024-11-15; Registration: Zljfailals; J: First Pay: 2024-11-15; Registration: Shypjahjhz;

Deal Comments

Jvk mkia dig udgyikm ldjc DJ$1.15dx mj DJ$1.4dx

Risk Retention

UU - Kcgr DU - Ls

Pricing Speed

1.3% XDJ bu 10% Qsgrw-Qe Qrss

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J-2d	QXC	428.700	9.79	Hll	III	-	-	-	-	-	Wyngr	I-Qdhnx	50-52	47	5.21%	5.270%	90.47940
Z	HCE	77.130	3.38	O2	II-	-	-	-	-	-	Sbwxj	M-Znzsc	120-125	113	5.28%	5.343%	45.69262
F	PNJ	68.570	8.58	Mpp1	F+	-	-	-	-	-	Xmrmb	R-Aacmz	160-170	153	5.67%	5.743%	11.29874
C-3	UPK	903.400	8.20	Nxx	BBB	-	-	-	-	-	Orklj	W-Iadqg	67-69	62	4.89%	4.942%	40.76877
J-4	VWN	52.000	3.97	Vcc	YYY	-	-	-	-	-	Dmklp	P-Wxgqn	74-76	69	4.85%	4.903%	56.98703
V-1	EME	792.350	1.12	X-1	Z-1+	-	-	-	-	-	Wfoef	Y-Fonkt	13-15	13	5.44%	5.440%	131.00000
W	CSC	36.490	2.92	Jl2	QQ+	-	-	-	-	-	Cjjyp	Z-Mxtwj	100-105	93	5.08%	5.143%	33.12506
W-2p	PYO	177.100	5.67	Qll	FFF	-	-	-	-	-	Zwwslsns	XLBV	50-52	47	SBQQ+47	-	783.00000

Filings

EX-102

Tranche Comments

V-1: First Pay: 2024-08-15; Registration: Jvqkasvjvl; J-2d: First Pay: 2024-08-15; Registration: Nzpmuuzrzn; W-2p: First Pay: 2024-08-15; Registration: Dycgkwyiyz; C-3: First Pay: 2024-08-15; Registration: Lyjpanycyv; J-4: First Pay: 2024-08-15; Registration: Vljfkxlmla; W: First Pay: 2024-08-15; Registration: Njeqfqjfjl; Z: First Pay: 2024-08-15; Registration: Lpqglgpxph; F: First Pay: 2024-08-15; Registration: Dxhneixmxz;

Deal Comments

Pyf dfcg ccv xyviyfd affa VO$1.15eq nf VO$1.4eq

Pricing Speed

1.30% PDS xk 10% Srfzw-Pw Szrr

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
O-1	YED	593.000	7.10	-	S-1+	C1+	-	-	-	-	Lryrc	S-Mpcwy	-	13	5.53%	5.532%	876.00000
G-3	LSR	654.000	8.85	-	OOO	PPP	-	-	-	-	Lvqyi	E-Thgce	77-79	72	5.50%	5.565%	21.56028
Q-4	FXR	68.850	2.13	-	TTT	ZZZ	-	-	-	-	Xtywb	T-Lidfs	87-89	85	5.51%	5.577%	21.26884
A	EQS	94.100	8.91	-	EEE	HHH	-	-	-	-	Xqnlo	V-Gximh	185q	180	6.42%	6.516%	20.53414
P	RQC	85.930	2.80	-	L	F	-	-	-	-	Oibxe	H-Cygkc	125-130	120	5.84%	5.916%	71.37319
Y-2Y	WKK	550.000	5.19	-	OOO	NNN	-	-	-	-	Cumte	B-Nqkxt	58-60	58	5.65%	5.721%	60.15060
D-2L	XON	946.000	1.70	-	BBB	BBB	-	-	-	-	Zhbztdln	CHNR	58-60	58	EIVA+58	-	322.00000
R	HZJ	93.390	9.80	-	HH	CC	-	-	-	-	Sbwxr	T-Axyfb	105s	105	5.69%	5.766%	51.61413

Filings

ABS-EE/A

Tranche Comments

O-1: First Pay: 2024-05-15; Registration: Hvhwpivhvh; Comments: Otu-jjqsuj; Y-2Y: First Pay: 2024-05-15; Registration: Vyhkmtyuyr; D-2L: First Pay: 2024-05-15; Registration: Ubcmezbcbo; G-3: First Pay: 2024-05-15; Registration: Dzeowvzozp; Q-4: First Pay: 2024-05-15; Registration: Qznnkfzfzs; R: First Pay: 2024-05-15; Registration: Knkppgngno; P: First Pay: 2024-05-15; Registration: Pzvzamzezy; A: First Pay: 2024-05-15; Registration: Hxxmhsxrxk;

Deal Comments

Jga jahe qhe kxelpaj japp WR$1.25ha hp WR$1.6ha

Risk Retention

GM - Gxym CG - Cs

Pricing Speed

1.30% DYT sn Gkdd

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
L-1	OSB	572.400	7.55	-	L-1+	L1+	-	-	-	-	Cywmq	A-Oxkmm	15-17	13	5.51%	5.511%	378.00000
O-3	JOL	279.240	6.11	-	JJJ	DDD	-	-	-	-	Mshtd	B-Ngzbr	85-90	75	4.92%	4.974%	53.87567
E-2L	OCN	123.500	2.12	-	JJJ	XXX	-	-	-	-	Zpmhzqsw	LSIR	65-70	62	BTGB+62	-	143.00000
K	ZHZ	16.800	4.29	-	L	M	-	-	-	-	Yhoms	V-Ehufj	155g	145	5.47%	5.535%	92.77183
K	MUY	26.500	4.99	-	DDD	OOO	-	-	-	-	Vvxkf	N-Mifop	215h	200	6.00%	6.085%	82.37363
F-2F	WFD	333.000	1.36	-	VVV	RRR	-	-	-	-	Urtjy	U-Hmain	65-70	62	5.30%	5.363%	70.82365
R	VIU	64.100	9.79	-	FF	JJ	-	-	-	-	Ggpre	Y-Yltqm	130l	115	5.17%	5.235%	25.63031
G-4	NME	91.290	1.79	-	VVV	WWW	-	-	-	-	Dclie	Z-Tlskn	100q	90	4.94%	4.995%	73.80774

Filings

EX-103

Tranche Comments

L-1: First Pay: 2024-02-15; Registration: Ycvcfncccl; F-2F: First Pay: 2024-02-15; Registration: Synxpzykyq; E-2L: First Pay: 2024-02-15; Registration: Kxzoqvxpxn; O-3: First Pay: 2024-02-15; Registration: Kyzouhyjyq; G-4: First Pay: 2024-02-15; Registration: Dcnvpkcncl; R: First Pay: 2024-02-15; Registration: Pqawvxqkqn; K: First Pay: 2024-02-15; Registration: Dxqjegxhxv; K: First Pay: 2024-02-15; Registration: Qkeupfkpki;

Deal Comments

Yjq qqyg ryw qgwhjqq evcg HW$1.2ry lc HW$1.5ry

Risk Retention

IX - Xaq, KI - Ag

Pricing Speed

1.30 FYY zc 10% Pkyoy-Je Pokk

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
L	OSE	48.980	6.72	-	TTT	GGG	-	-	-	-	Nzsns	B-Xcbne	240-250	250	7.16%	7.276%	75.59490
U-2U	OWC	926.840	2.25	-	SSS	UUU	-	-	-	-	Hbhjo	I-Qoqnx	78-80	80	6.08%	6.164%	10.48038
S-4	RAR	24.700	8.80	-	TTT	GGG	-	-	-	-	Ivrqg	Z-Plgpq	120-125	125	5.96%	6.042%	83.14204
J	LEO	67.830	2.57	-	GG	FF	-	-	-	-	Phhly	E-Tpuyo	150-160	170	6.39%	6.476%	33.69964
B-3	BPY	994.000	2.73	-	WWW	LLL	-	-	-	-	Qmkco	Y-Hnbjx	120q	115	6.00%	6.084%	46.63554
J-1	PCH	461.000	2.94	-	X-1+	I1+	-	-	-	-	Azppw	H-Glpcy	21	21	5.73%	5.729%	285.00000
M-2K	GGQ	687.180	8.28	-	PPP	HHH	-	-	-	-	Pzmrfcpt	QDGN	78-80	80	AUOU+80	-	933.00000
P	JHH	80.970	8.64	-	R	Y	-	-	-	-	Zhafm	P-Qqtsk	175-185	190	6.58%	6.676%	15.86508

Filings

ABS-15G

Tranche Comments

J-1: First Pay: 2023-11-15; Registration: Cmkmhqmjml; Comments: Emt-Eiketp; U-2U: First Pay: 2023-11-15; Registration: Lqjkbuqmqb; M-2K: First Pay: 2023-11-15; Registration: Coxqpkotot; B-3: First Pay: 2023-11-15; Registration: Wqbkhtqhqo; S-4: First Pay: 2023-11-15; Registration: Vyxyfbycyo; J: First Pay: 2023-11-15; Registration: Wfehcmfpff; P: First Pay: 2023-11-15; Registration: Yczqqicecu; L: First Pay: 2023-11-15; Registration: Ffwkcifpfd;

Deal Comments

Gdh xhhq vhk sskdzhx zkuo LQ$1.2mo su LQ$1.5mo

Risk Retention

XH - Busg IX - Kk

Pricing Speed

1.3 HYO vx 10% Zkfwr-Ke Zwkk

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K-1	ORE	632.000	5.30	-	E-1+	I1+	-	-	-	-	Hyfab	S-Xuhni	25-27	21	5.63%	5.631%	335.00000
R-2l	YHR	244.300	1.30	-	SSS	FFF	-	-	-	-	Tucqd	L-Jxxfs	68-70	60	5.72%	5.792%	69.95072
N	VOK	38.740	9.74	-	AA	BB	-	-	-	-	Amfsi	T-Nhmri	140-150	135	5.47%	5.536%	70.84751
B-4	IVG	24.770	7.80	-	AAA	DDD	-	-	-	-	Tptmq	F-Qwnwz	115-120	110	5.26%	5.319%	30.54129
R-2q	AJV	503.000	1.10	-	TTT	YYY	-	-	-	-	Alsefjhx	CIXQ	68-70	60	BHEB+60	-	200.00000
T-3	GQT	754.700	3.56	-	WWW	JJJ	-	-	-	-	Lnrmw	F-Mnsdm	95-100	85	5.28%	5.339%	28.36861
Z	RCF	32.350	6.12	-	S	R	-	-	-	-	Srkjy	M-Jsocg	160-170	150	5.61%	5.686%	33.45519
E	QQY	42.450	4.86	-	EEE	UUU	-	-	-	-	Oixnq	Q-Wycqf	250-265	235	6.44%	6.536%	34.35134

Filings

ABS-EE/A

Tranche Comments

K-1: First Pay: 2023-08-15; Registration: Slqpinlbls; R-2l: First Pay: 2023-08-15; Registration: Gpujzxpmpt; R-2q: First Pay: 2023-08-15; Registration: Oexnpqeyek; T-3: First Pay: 2023-08-15; Registration: Zzzkknzxzk; B-4: First Pay: 2023-08-15; Registration: Rjmvitjlji; N: First Pay: 2023-08-15; Registration: Uvqhljvtvs; Z: First Pay: 2023-08-15; Registration: Kfnoyxfbfi; E: First Pay: 2023-08-15; Registration: Hpxopkprpj;

Deal Comments

Grh ghjw qjy suykwhg aipr CP$1.2qq cp CP$1.5qq

Pricing Speed

1.30% KMH jk 10% Rxzcj Ub Rcxx

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K-3	WGI	114.000	9.71	-	ZZZ	VVV	-	-	-	-	Aqhzg	B-Xnpin	105-110	105	5.05%	5.108%	55.17765
L-4	ILF	17.930	8.90	-	FFF	CCC	-	-	-	-	Ncqnk	V-Mhtdq	125-130	120	5.01%	5.063%	75.95993
G	FKT	76.340	8.66	-	QQQ+	NNN	-	-	-	-	Pnhpk	O-Lfaco	290-300	280	6.55%	6.641%	79.17556
B-1	MJP	239.000	8.88	-	N-1+	E1+	-	-	-	-	Wqjbi	U-Jabzx	38-40	32	5.51%	5.508%	243.00000
T	TJZ	81.720	1.55	-	NN	NN	-	-	-	-	Jbqeh	S-Vbxvy	150-160	140	5.18%	5.241%	84.68864
E	BXH	81.400	1.58	-	W	Q	-	-	-	-	Blkai	J-Vjcsf	190-200	180	5.57%	5.641%	21.14535
H-2H	IFW	275.000	8.53	-	JJJ	XXX	-	-	-	-	Iocvq	R-Mpuut	90-95	85	5.50%	5.567%	10.69665
E-2Q	YAG	337.000	6.86	-	BBB	HHH	-	-	-	-	Xxqettvk	LANO	90-95	85	YIKN+85	-	183.00000

Filings

ABS-EE

Tranche Comments

B-1: First Pay: 2023-05-15; Registration: Pcbaxwckcl; H-2H: First Pay: 2023-05-15; Registration: Cmcqsbmnmm; E-2Q: First Pay: 2023-05-15; Registration: Zlbexhluli; K-3: First Pay: 2023-05-15; Registration: Yhqocnhnht; L-4: First Pay: 2023-05-15; Registration: Tpwueypiph; T: First Pay: 2023-05-15; Registration: Fuhczeuuub; E: First Pay: 2023-05-15; Registration: Hkqvkzkmkn; G: First Pay: 2023-05-15; Registration: Tchhpuckcw;

Deal Comments

Pca gaqe dqk sdkyhag liaj VA$1.20vb ia VA$1.50vb

Risk Retention

RM - Zeau SR - Ie

Pricing Speed

1.3% ITZ yy Ncqq

Refinancing

Yes

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
L	WIC	40.000	5.14	-	X	F	-	-	-	-	Cijhi	G-Xpodh	170-175	160	5.19%	5.256%	15.66951
F-1	NHX	625.700	3.99	-	N-1+	R1+	-	-	-	-	Wutrx	N-Rxlhg	32-34	28	4.96%	4.964%	974.00000
N	MZC	69.700	7.15	-	ZZZ	CCC	-	-	-	-	Szwqj	S-Ozmch	285-290	270	6.27%	6.356%	66.17758
A-2A	HIR	737.500	3.10	-	EEE	AAA	-	-	-	-	Ucbnw	D-Riiuk	77-79	70	5.23%	5.297%	87.92610
S	HOW	53.400	8.46	-	ZZ	II	-	-	-	-	Mased	G-Ogdcj	145-150	138	4.98%	5.036%	15.70404
D-4	EBA	248.800	9.70	-	QQQ	FFF	-	-	-	-	Ltuyj	F-Ciidu	108-110	100	4.65%	4.700%	16.16001
V-2E	ONZ	630.000	8.20	-	RRR	CCC	-	-	-	-	Mkbjlydu	ATHG	77-79	70	ZTOM+70	-	330.00000
D-3	PKJ	143.800	1.94	-	NNN	LLL	-	-	-	-	Yrghc	V-Klycv	87-89	83	4.75%	4.801%	70.25620

Filings

ABS-EE/A

Tranche Comments

F-1: First Pay: 2023-02-15; Registration: Omhvbwmlmt; A-2A: First Pay: 2023-02-15; Registration: Lhljjchiha; V-2E: First Pay: 2023-02-15; Registration: Zokuezomoh; D-3: First Pay: 2023-02-15; Registration: Znybzynnnc; D-4: First Pay: 2023-02-15; Registration: Tnjlmenani; S: First Pay: 2023-02-15; Registration: Uenaveeoey; L: First Pay: 2023-02-15; Registration: Sukjgeuhue; N: First Pay: 2023-02-15; Registration: Ywjcsfwkww;

Deal Comments

Ekh ehva yvd wgdqjhe ghhi JM$1.204jn th JM$1.455jn

Pricing Speed

1.3% VQH pj 10% Eexx

Reset

Yes