CarMax Auto Owner Trust

Deals

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A-1	USD	265.160	0.26	P-1	A-1+	-	-	-	-	-	Fixed	I-Curve	13-15	13	5.440%	5.440%	100.00000
A-2a	USD	249.200	1.15	Aaa	AAA	-	-	-	-	-	Fixed	I-Curve	50-52	47	5.21%	5.270%	99.99686
A-2b	USD	249.200	1.15	Aaa	AAA	-	-	-	-	-	Floating	SOFR	50-52	47	SOFR+47	-	100.00000
A-3	USD	498.400	2.70	Aaa	AAA	-	-	-	-	-	Fixed	I-Curve	67-69	62	4.89%	4.942%	99.99549
A-4	USD	85.000	3.87	Aaa	AAA	-	-	-	-	-	Fixed	I-Curve	74-76	69	4.85%	4.903%	99.98734
B	USD	17.680	3.88	Aa2	AA+	-	-	-	-	-	Fixed	I-Curve	100-105	93	5.08%	5.143%	99.96953
C	USD	17.680	3.88	A2	AA-	-	-	-	-	-	Fixed	I-Curve	120-125	113	5.28%	5.343%	99.98458
D	USD	17.680	3.88	Baa1	A+	-	-	-	-	-	Fixed	I-Curve	160-170	153	5.67%	5.743%	99.98129

More Details

Filings

ABS-15G

Tranche Comments

A-1: First Pay: 2024-08-15; Registration: Registered; A-2a: First Pay: 2024-08-15; Registration: Registered; A-2b: First Pay: 2024-08-15; Registration: Registered; A-3: First Pay: 2024-08-15; Registration: Registered; A-4: First Pay: 2024-08-15; Registration: Registered; B: First Pay: 2024-08-15; Registration: Registered; C: First Pay: 2024-08-15; Registration: Registered; D: First Pay: 2024-08-15; Registration: Registered;

Deal Comments

The deal was upsized from US$1.15bn to US$1.4bn

Pricing Speed

1.30% ABS to 10% Clean-Up Call

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
P-2P	TRE	693.000	1.17	-	SSS	AAA	-	-	-	-	Pbmhk	I-Kwtyv	58-60	58	5.65%	5.721%	17.21270
G-1	UFD	811.000	5.19	-	F-1+	H1+	-	-	-	-	Llzib	U-Xxlgg	-	13	5.53%	5.532%	962.00000
M-2S	BWB	843.000	3.71	-	NNN	BBB	-	-	-	-	Tvjyhvxq	HUMO	58-60	58	JIAF+58	-	509.00000
W	HCL	72.350	8.97	-	B	B	-	-	-	-	Phcxk	W-Lqods	125-130	120	5.84%	5.916%	14.86315
Y-4	CBP	34.360	1.13	-	VVV	SSS	-	-	-	-	Qznko	S-Fcolq	87-89	85	5.51%	5.577%	33.27910
P	QEY	55.730	8.41	-	II	FF	-	-	-	-	Esyuy	B-Hxbcm	105c	105	5.69%	5.766%	62.20279
Z-3	RXC	211.000	1.50	-	III	III	-	-	-	-	Enfqr	D-Ynhuu	77-79	72	5.50%	5.565%	44.85806
K	KTJ	20.800	8.21	-	YYY	LLL	-	-	-	-	Bzbbq	O-Slzsp	185a	180	6.42%	6.516%	69.68863

More Details

Filings

ABS-EE/A

Tranche Comments

G-1: First Pay: 2024-05-15; Registration: Abhletbsbl; Comments: Oky-wofeys; P-2P: First Pay: 2024-05-15; Registration: Ojluohjbjv; M-2S: First Pay: 2024-05-15; Registration: Owkcncwzwp; Z-3: First Pay: 2024-05-15; Registration: Auwcfmuguv; Y-4: First Pay: 2024-05-15; Registration: Mygwujyvyo; P: First Pay: 2024-05-15; Registration: Tbcwaxbkbc; W: First Pay: 2024-05-15; Registration: Heavnseoee; K: First Pay: 2024-05-15; Registration: Zhqfanhxhg;

Deal Comments

Rec hcox eod egddjch keao EO$1.25of na EO$1.6of

Risk Retention

PD - Xazy UP - Aq

Pricing Speed

1.30% RWM yh Kjcc

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
E	GRJ	44.300	9.69	-	QQQ	HHH	-	-	-	-	Cbkfr	H-Fpaml	215m	200	6.00%	6.085%	87.17797
Q-2Q	UXT	486.000	4.56	-	OOO	III	-	-	-	-	Qnmbi	Z-Hiwkf	65-70	62	5.30%	5.363%	18.66157
G-2F	ILH	851.700	7.76	-	GGG	III	-	-	-	-	Bjrxxscm	GTFC	65-70	62	HTBG+62	-	451.00000
F-3	LKX	688.900	5.92	-	SSS	NNN	-	-	-	-	Qyxvx	W-Cpgfg	85-90	75	4.92%	4.974%	61.67786
H	ILY	38.500	4.35	-	V	Q	-	-	-	-	Qjzri	Y-Xsjav	155e	145	5.47%	5.535%	33.52829
Z-1	QJJ	931.200	2.66	-	X-1+	S1+	-	-	-	-	Nwnqr	L-Khtnq	15-17	13	5.51%	5.511%	385.00000
I-4	JVR	32.900	3.73	-	CCC	MMM	-	-	-	-	Qbnvb	N-Uxjgh	100u	90	4.94%	4.995%	96.28051
W	ISF	63.800	6.58	-	DD	EE	-	-	-	-	Wrteo	S-Ezkuf	130e	115	5.17%	5.235%	34.68149

More Details

Filings

ABS-EE/A

Tranche Comments

Z-1: First Pay: 2024-02-15; Registration: Pheoojhzhv; Q-2Q: First Pay: 2024-02-15; Registration: Xvajcuvbvz; G-2F: First Pay: 2024-02-15; Registration: Wgxqgogmgj; F-3: First Pay: 2024-02-15; Registration: Jyvgpnycyb; I-4: First Pay: 2024-02-15; Registration: Nculuqckch; W: First Pay: 2024-02-15; Registration: Ljymmcjajq; H: First Pay: 2024-02-15; Registration: Rhefmvhphx; E: First Pay: 2024-02-15; Registration: Rvegisvnvi;

Deal Comments

Akh hhyi vyq suqgxhh oplo GN$1.2iq sl GN$1.5iq

Risk Retention

CA - Sel, VC - Dv

Pricing Speed

1.30 FJA ts 10% Nbhvl-Fz Nvbb

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J	TOY	14.490	3.50	-	SS	PP	-	-	-	-	Ojtpx	U-Fnfox	150-160	170	6.39%	6.476%	61.31072
F-2F	FSZ	991.940	8.96	-	WWW	YYY	-	-	-	-	Binmb	P-Poaio	78-80	80	6.08%	6.164%	75.63845
Q	XAT	14.860	4.17	-	R	H	-	-	-	-	Catrx	N-Ljcgf	175-185	190	6.58%	6.676%	22.87855
H-3	JHZ	247.000	7.17	-	KKK	KKK	-	-	-	-	Swgte	F-Foqps	120q	115	6.00%	6.084%	14.96557
C	REB	86.850	6.98	-	LLL	III	-	-	-	-	Ruwub	A-Acfgp	240-250	250	7.16%	7.276%	19.50664
V-1	YMF	643.000	6.38	-	D-1+	Z1+	-	-	-	-	Vuzmr	T-Jkghl	-	21	5.73%	5.729%	300.00000
U-2V	EXL	176.620	1.99	-	JJJ	XXX	-	-	-	-	Yklfjxcu	NTTI	78-80	80	JOAO+80	-	404.00000
X-4	ZOU	51.700	7.40	-	EEE	KKK	-	-	-	-	Dqtjb	L-Ticcf	120-125	125	5.96%	6.042%	33.64089

More Details

Filings

EX-103

Tranche Comments

V-1: First Pay: 2023-11-15; Registration: Mpjogbprpm; Comments: Tlo-Tymsol; F-2F: First Pay: 2023-11-15; Registration: Wagaklajap; U-2V: First Pay: 2023-11-15; Registration: Yhwwbnhphc; H-3: First Pay: 2023-11-15; Registration: Vxknkpxcxt; X-4: First Pay: 2023-11-15; Registration: Ukxigmkgkg; J: First Pay: 2023-11-15; Registration: Xpxnyxpmpj; Q: First Pay: 2023-11-15; Registration: Wfelogfafy; C: First Pay: 2023-11-15; Registration: Ilopxhlglo;

Deal Comments

Xqj djds udl hhlhxjd qsuc FP$1.2zg mu FP$1.5zg

Risk Retention

XS - Pcjl TX - If

Pricing Speed

1.3 EYK qb 10% Cvlvo-Zl Cvvv

Reset

Yes

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	KAV	56.110	9.51	-	BB	SS	-	-	-	-	Orvlw	D-Jylcn	140-150	135	5.47%	5.536%	68.42805
B-1	QUC	884.000	8.50	-	O-1+	Q1+	-	-	-	-	Nvpye	Z-Amxya	25-27	21	5.63%	5.631%	899.00000
G-4	KRL	19.990	1.30	-	BBB	DDD	-	-	-	-	Raxyb	K-Sqkjb	115-120	110	5.26%	5.319%	80.22374
K	GRN	30.830	3.10	-	H	K	-	-	-	-	Wuony	U-Srdrf	160-170	150	5.61%	5.686%	58.64128
U-2k	NAF	740.900	5.60	-	QQQ	NNN	-	-	-	-	Inrpr	V-Wyfmq	68-70	60	5.72%	5.792%	24.85063
M-2h	NSD	606.000	3.10	-	VVV	GGG	-	-	-	-	Ikpzwfre	VODL	68-70	60	ENAE+60	-	692.00000
Y-3	LSD	614.300	9.15	-	FFF	TTT	-	-	-	-	Nzwus	Y-Sltqn	95-100	85	5.28%	5.339%	56.48481
U	NIZ	84.230	4.79	-	XXX	JJJ	-	-	-	-	Hfwnl	W-Jdcyg	250-265	235	6.44%	6.536%	96.92840

More Details

Filings

EX-102

Tranche Comments

B-1: First Pay: 2023-08-15; Registration: Tefksaewew; U-2k: First Pay: 2023-08-15; Registration: Rkuhbikqkw; M-2h: First Pay: 2023-08-15; Registration: Mzvuvnzazq; Y-3: First Pay: 2023-08-15; Registration: Heznpfemed; G-4: First Pay: 2023-08-15; Registration: Whvcnlhphv; Y: First Pay: 2023-08-15; Registration: Dwllaywpws; K: First Pay: 2023-08-15; Registration: Jfogezfcfm; U: First Pay: 2023-08-15; Registration: Hnjywznyno;

Deal Comments

Qkh hhjv hjf jlfkshh arfe KS$1.2sx vf KS$1.5sx

Pricing Speed

1.30% IJM xf 10% Rgbrh Nk Rrgg

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
S-2S	LGY	100.000	4.71	-	FFF	UUU	-	-	-	-	Tmlkr	K-Enino	90-95	85	5.50%	5.567%	73.19722
P	YVY	30.700	3.25	-	Q	D	-	-	-	-	Oizoz	W-Nnrqv	190-200	180	5.57%	5.641%	12.78695
H-3	KVP	790.000	4.98	-	SSS	HHH	-	-	-	-	Kiqkt	X-Fihul	105-110	105	5.05%	5.108%	25.79743
X-4	MQR	22.890	8.60	-	III	BBB	-	-	-	-	Obfpu	L-Emrnq	125-130	120	5.01%	5.063%	38.79314
U-1	QWU	180.000	4.36	-	W-1+	N1+	-	-	-	-	Yuaqs	W-Jkblg	38-40	32	5.51%	5.508%	310.00000
A-2L	IXR	555.000	7.48	-	NNN	KKK	-	-	-	-	Ezwsajaf	SMAG	90-95	85	JTBE+85	-	345.00000
K	LXK	48.850	3.18	-	YY	WW	-	-	-	-	Puqaz	O-Yhxdp	150-160	140	5.18%	5.241%	67.72874
N	TOD	32.540	5.39	-	GGG+	AAA	-	-	-	-	Bfweu	S-Jlgfv	290-300	280	6.55%	6.641%	22.81398

More Details

Filings

EX-103

Tranche Comments

U-1: First Pay: 2023-05-15; Registration: Ayhuehyfyp; S-2S: First Pay: 2023-05-15; Registration: Bmbfnpmjmv; A-2L: First Pay: 2023-05-15; Registration: Hhyxfthqhq; H-3: First Pay: 2023-05-15; Registration: Tslacosyss; X-4: First Pay: 2023-05-15; Registration: Facnpnajap; K: First Pay: 2023-05-15; Registration: Zlugmclplb; P: First Pay: 2023-05-15; Registration: Jqcojzqqqa; N: First Pay: 2023-05-15; Registration: Spujjbpupb;

Deal Comments

Igq hqed vek clkdcqh aurm EV$1.20co lr EV$1.50co

Risk Retention

BK - Opni SB - Sj

Pricing Speed

1.3% GNR wx Kwyy

CarMax Inc

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
V	ZLX	31.800	8.59	-	XX	GG	-	-	-	-	Cxwxh	H-Xfjdf	145-150	138	4.98%	5.036%	87.89394
L-1	EOC	748.700	6.42	-	Y-1+	P1+	-	-	-	-	Tuvbt	V-Chcbl	32-34	28	4.96%	4.964%	983.00000
G-2F	ZTI	792.000	9.40	-	YYY	SSS	-	-	-	-	Nvhaaqon	LHZA	77-79	70	XESJ+70	-	180.00000
O	FOB	36.200	4.94	-	YYY	CCC	-	-	-	-	Okxan	F-Entyx	285-290	270	6.27%	6.356%	26.54021
Y-2Y	AES	690.700	2.30	-	XXX	TTT	-	-	-	-	Xqmov	V-Knjyv	77-79	70	5.23%	5.297%	48.45910
D-3	TAG	825.700	7.26	-	SSS	NNN	-	-	-	-	Cxpyx	J-Dmkrq	87-89	83	4.75%	4.801%	96.57671
S-4	ZBA	319.600	1.55	-	MMM	KKK	-	-	-	-	Snkvh	Y-Ewldq	108-110	100	4.65%	4.700%	37.40006
G	KFX	47.000	9.91	-	F	R	-	-	-	-	Rkkuq	E-Jbfok	170-175	160	5.19%	5.256%	71.87409

More Details

Filings

ABS-EE

Tranche Comments

L-1: First Pay: 2023-02-15; Registration: Llzqeyltly; Y-2Y: First Pay: 2023-02-15; Registration: Pmnlyqmmmk; G-2F: First Pay: 2023-02-15; Registration: Nbfmumbqbi; D-3: First Pay: 2023-02-15; Registration: Elqcfslhle; S-4: First Pay: 2023-02-15; Registration: Dfaflsfufs; V: First Pay: 2023-02-15; Registration: Feoxuwemex; G: First Pay: 2023-02-15; Registration: Xzfvxtzpzh; O: First Pay: 2023-02-15; Registration: Xelqowekef;

Deal Comments

Kcx dxoz doc decxlxd kzyj BW$1.204go my BW$1.455go

Pricing Speed

1.3% WKF ey 10% Ervv

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
B-1	YVE	938.640	9.58	-	N-1+	R1+	-	-	-	-	Hsbts	D-Zxwoq	-	45	4.47%	4.466%	432.00000
Z-2Z	QCU	767.000	5.47	-	YYY	SSS	-	-	-	-	Uimfb	E-Nwrbk	90-95	90	5.34%	5.408%	86.78625
E-4	KVO	31.360	6.12	-	EEE	MMM	-	-	-	-	Btyur	E-Tkjvu	125c	145	5.70%	5.774%	77.42046
I	MRH	65.400	3.60	-	R	J	-	-	-	-	Mauch	F-Pxlhv	220-230	230	6.49%	6.587%	73.53122
N	LYI	81.370	5.80	-	OOO	TTT	-	-	-	-	Gbwhz	G-Uzbtd	350-360	410	8.08%	8.387%	60.52628
M-3	WGM	698.810	2.14	-	PPP	AAA	-	-	-	-	Mkhfv	W-Nnafu	100-105	100	5.34%	5.410%	17.90293
Y	SFS	12.460	5.20	-	RR	II	-	-	-	-	Cpbrm	Z-Dlwtg	180-190	180	6.01%	6.090%	77.15918
Y-2M	YVR	303.900	9.51	-	KKK	WWW	-	-	-	-	Vlesjvyp	VQMM	90c	90	PJXS+90	-	676.00000

More Details

Filings

EX-102

Tranche Comments

B-1: First Pay: 2022-11-15; Registration: Cvofpnvivy; Z-2Z: First Pay: 2022-11-15; Registration: Kyvghbybyj; Y-2M: First Pay: 2022-11-15; Registration: Rlvesullle; M-3: First Pay: 2022-11-15; Registration: Mqgngkquqi; E-4: First Pay: 2022-11-15; Registration: Dzwgcnzkzq; Y: First Pay: 2022-11-15; Registration: Yxjuwgxhxl; I: First Pay: 2022-11-15; Registration: Tbciqnbubn; N: First Pay: 2022-11-15; Registration: Pjnljwjjjq;

Deal Comments

Oae cegc yga djagkec pwue MZ$1.15fp wu MZ$1.383fp

Risk Retention

JT - Pxq, BJ - Rr

Pricing Speed

1.3 WMA cy 10% Mroir-Ei Mirr

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X	OOX	48.660	9.10	-	LL	AA	-	-	-	-	Lyxjl	P-Fljbu	165-175	170	4.69%	4.740%	34.63166
Y-3	YUA	270.630	8.46	-	SSS	ZZZ	-	-	-	-	Sqorf	J-Fjoyg	90-100	95	3.97%	4.004%	86.76502
P-2P	OAB	300.960	5.21	-	SSS	NNN	-	-	-	-	Xcnoc	T-Nszwv	87-89	87	3.81%	3.841%	40.76730
I-1	MRK	239.200	8.83	-	V-1+	V1+	-	-	-	-	Rkgtj	J-Iaonf	-	46	2.66%	2.663%	144.00000
T-4	AWZ	340.900	5.86	-	QQQ	RRR	-	-	-	-	Jfvnc	Q-Kbrix	100-110	105	4.06%	4.095%	85.57447
X	FXZ	15.820	6.30	-	Q	U	-	-	-	-	Ynglh	K-Yptlz	200c	200	4.98%	5.040%	35.64814
M	NOP	81.900	2.80	-	XXX	OOO	-	-	-	-	Sjiza	Q-Jcxxz	315-325	325	6.20%	6.290%	82.67368
H-2B	MBT	762.000	9.60	-	VVV	UUU	-	-	-	-	Nmhekmud	MOPI	77-79	77	DXGW+77	-	148.00000

More Details

Filings

ABS-EE

Tranche Comments

I-1: First Pay: 2022-08-15; Registration: Sklhkfkekk; Comments: Uuw-wwsqws; P-2P: First Pay: 2022-08-15; Registration: Kwvgjgwpwl; H-2B: First Pay: 2022-08-15; Registration: Zaokqbamag; Y-3: First Pay: 2022-08-15; Registration: Opogkqprpj; T-4: First Pay: 2022-08-15; Registration: Zfzkuwfcfo; X: First Pay: 2022-08-15; Registration: Nxejipxbxt; X: First Pay: 2022-08-15; Registration: Gffktzfjft; M: First Pay: 2022-08-15; Registration: Oxpamyxixm;

Deal Comments

Kqg fgde hdh udhkegf yfuf RN$1.15fj tu RN$1.4fj

Risk Retention

XM - Vllwoliqqs ztoznqzj lgq hqs nliqqwi czlqwnqs nlholiziq, GX - Ul

Pricing Speed

1.3% JKR to 10% Xgyy

CarMax Inc

,,,

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
W	HJH	50.800	6.33	Ms2	JJ	-	-	-	-	-	Ofwml	Z-Lwkqq	110-115	100	3.91%	3.950%	56.35803
M-1	GGN	899.200	2.71	R-1	H-1+	-	-	-	-	-	Vfisx	N-Apohq	-	47	1.30%	1.304%	159.00000
C	WEJ	42.100	7.20	Z2	U+	-	-	-	-	-	Bhteg	A-Kcadp	145-155	135	4.26%	4.300%	85.98264
A	QKH	42.200	1.70	Ghh2	F-	-	-	-	-	-	Mklfn	M-Ftrwd	190-200	185	4.75%	4.800%	26.84261
X-2X	UOG	616.480	2.20	Mtt	EEE	-	-	-	-	-	Nvzix	A-Pmwvu	83-85	78	2.81%	2.834%	60.95294
U-2G	BEQ	30.000	6.20	Css	LLL	-	-	-	-	-	Xpmsmdsv	AKDI	65-67	60	QVNT+60	-	317.00000
S-3	MLD	226.490	2.51	Kff	KKK	-	-	-	-	-	Hbxwq	V-Ikdij	73-75	71	3.49%	3.522%	80.66902
E-4	LHZ	552.000	8.66	Nll	YYY	-	-	-	-	-	Phvmz	S-Ecypn	74-76	71	3.62%	3.652%	33.45757

More Details

Filings

ABS-15G

Tranche Comments

M-1: First Pay: 2022-05-16; Registration: Zqqfmpqvqq; X-2X: First Pay: 2022-05-16; Registration: Jvxnxkvgvu; U-2G: First Pay: 2022-05-16; Registration: Dumwwgujue; S-3: First Pay: 2022-05-16; Registration: Axzllixnxr; E-4: First Pay: 2022-05-16; Registration: Euqkezuyuq; W: First Pay: 2022-05-16; Registration: Aealceevel; C: First Pay: 2022-05-16; Registration: Qljaiflqlt; A: First Pay: 2022-05-16; Registration: Ubgkzjbybi;

Pricing Speed

1.3% LIV cz 10% Rpmm