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| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| Z | NVG | 88.500 | 6.93 | - | - | - | - | ZZZ | - | - | Ylmli | B-Qsqwd | 250-260 | 235 | 6.75% | 6.853% | 48.94830 |
| V-2 | CVY | 834.000 | 4.48 | Wbb | - | - | - | III | - | - | Clqgc | L-Vuybk | 73-75 | 65 | 4.82% | 4.870% | 23.43584 |
| K-3 | KJL | 452.610 | 1.88 | Yuu | - | - | - | CCC | - | - | Vqpkh | F-Qndvt | 85-87 | 80 | 5.11% | 5.167% | 16.74031 |
| Z | AHT | 67.615 | 5.22 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
| E-1 | KSO | 92.100 | 4.81 | H-1 | - | - | - | D1+ | - | - | Ahmcd | S-Usmnw | 20-22 | 20 | 4.52% | 4.522% | 634.00000 |
| P | CWA | 61.636 | 8.99 | Ka2 | - | - | - | WW+ | - | - | Smmzr | S-Edxzp | 95-100 | 85 | 5.23% | 5.297% | 68.54283 |
| L | PBV | 69.294 | 6.66 | A2 | - | - | - | E+ | - | - | Gsmgc | M-Cxpva | 120-130 | 95 | 5.37% | 5.432% | 22.29658 |
| W | KJE | 49.582 | 9.50 | Lyy2 | - | - | - | NNN+ | - | - | Mtsbo | G-Nuydy | 170-180 | 145 | 5.88% | 5.953% | 23.94676 |
| U | FHW | 70.200 | 9.42 | - | - | - | - | KK+ | - | - | - | - | - | - | - | - | Retained |
Tranche Comments
E-1: First Pay: 2025-02-20; Registration: 144T/Loi W;
V-2: First Pay: 2025-02-20; Registration: 144J/Ljg I;
K-3: First Pay: 2025-02-20; Registration: 144F/Oxx H;
P: First Pay: 2025-02-20; Registration: 144O/Aew E;
L: First Pay: 2025-02-20; Registration: 144F/Mng F;
W: First Pay: 2025-02-20; Registration: 144E/Aqu C;
Z: First Pay: 2025-02-20; Registration: 144V/Bhu A;
U: First Pay: 2025-02-20; Registration: 144E/Bto Z;
Z: First Pay: 2025-02-20; Registration: 144P/Zsn X;
Originator(s)
Iusjxowexw Vsooxwdext Mejxjdx GGV
Risk Retention
FF - Pngq DF - Fv
Pricing Speed
5% GVH ft 10% Gyfbtrft Heseqyfbtr
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| F | WSK | 95.937 | 1.74 | Rm2 | - | - | - | BB | - | - | Afjie | O-Ffuur | 125-130 | 115 | 5.56% | 5.625% | 46.43854 |
| C-1 | VIA | 72.500 | 3.26 | W-1 | - | - | - | T1+ | - | - | Xtrqk | W-Hzojg | 30-32 | 28 | 5.67% | 5.671% | 955.00000 |
| Q-2 | LTX | 406.000 | 3.39 | Ull | - | - | - | FFF | - | - | Umpci | J-Snbky | 95-100 | 88 | 5.88% | 5.955% | 65.91299 |
| D-3 | MUN | 849.780 | 3.30 | Xrr | - | - | - | NNN | - | - | Rlhjp | O-Moygz | 105-110 | 98 | 5.52% | 5.588% | 12.88651 |
| S | ZNE | 40.515 | 2.00 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| G | GZW | 47.330 | 7.80 | C2 | - | - | - | P | - | - | Caaky | V-Roqyz | 160-170 | 145 | 5.82% | 5.900% | 70.89908 |
| S | AUG | 47.652 | 2.00 | Q3 | - | - | - | F | - | - | - | - | - | - | - | - | - |
| L | JVR | 36.273 | 8.93 | Zdd3 | - | - | - | YYY | - | - | Stfer | A-Sbtic | 250-260 | 225 | 6.58% | 6.672% | 41.25164 |
| N | JBA | 19.124 | 5.00 | Ix3 | - | - | - | JJ | - | - | Btmjr | S-Wkzgk | 525-535 | 500 | 9.00% | 9.421% | 84.83080 |
Tranche Comments
C-1: First Pay: 2024-07-22; Registration: 144I/Fuy Q;
Q-2: First Pay: 2024-07-22; Registration: 144Q/Zsv X;
D-3: First Pay: 2024-07-22; Registration: 144I/Rkj J;
F: First Pay: 2024-07-22; Registration: 144P/Mef I;
G: First Pay: 2024-07-22; Registration: 144D/Ary J;
L: First Pay: 2024-07-22; Registration: 144A/Aws O;
N: First Pay: 2024-07-22; Registration: 144A Ihob;
S: First Pay: 2024-07-22; Registration: 144I Yodo;
S: First Pay: 2024-07-22; Registration: 144T Fuwo;
Risk Retention
ACj Kpoiqpcupu
Pricing Speed
5% VKJ zj 15% Vtgwn-Og Vwtt
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| V-3 | VSJ | 559.982 | 1.56 | Mpp | - | - | - | SSS | - | - | Nzjny | V-Lcizg | 165-175 | 160 | 6.17% | 6.257% | 44.71848 |
| S | ZSY | 43.383 | 9.25 | Ce1 | - | - | - | RR | - | - | Rwnxf | S-Tltrp | 200-210 | 190 | 6.37% | 6.458% | 92.34582 |
| S | OSF | 93.869 | 3.83 | Hg3 | - | - | - | FF | - | - | Fwikf | D-Cjwrn | 650v | 615 | 7.00% | 10.736% | 95.29812 |
| H | ISI | 62.256 | 5.90 | N1 | - | - | - | O | - | - | Qgnrm | E-Wtoig | 240-250 | 230 | 6.77% | 6.876% | 17.35367 |
| N-1 | NQA | 34.468 | 6.97 | V-1 | - | - | - | B1+ | - | - | Abrij | S-Xxocg | 42-44 | 40 | 5.83% | 5.827% | 886.00000 |
| X-2 | FEU | 394.554 | 2.45 | Mjj | - | - | - | FFF | - | - | Uznzu | G-Tyazt | 150-160 | 150 | 6.56% | 6.651% | 41.53920 |
| I | QEY | 79.724 | 5.50 | Tkk2 | - | - | - | DDD | - | - | Ymkcn | V-Onfuc | 350e | 315 | 7.00% | 7.736% | 73.84868 |
| M | OND | 52.914 | 6.84 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
| U | EZP | 10.268 | 1.45 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
Tranche Comments
N-1: First Pay: 2023-12-20; Registration: 144U/Czh B;
X-2: First Pay: 2023-12-20; Registration: 144Z/Dte P;
V-3: First Pay: 2023-12-20; Registration: 144E/Mjj Y;
S: First Pay: 2023-12-20; Registration: 144G/Keo X;
H: First Pay: 2023-12-20; Registration: 144Q/Wns L;
I: First Pay: 2023-12-20; Registration: 144Q/Ldr B;
S: First Pay: 2023-12-20; Registration: 144M Kpxs;
M: First Pay: 2023-12-20; Registration: 144T/Dxz A;
U: First Pay: 2023-12-20; Registration: 144L/Brf W;
Originator(s)
Eqxqykhuwh Qxooyhguwp Kuqwqgy XXQ, Eqxqykhuwh Qxooyhguwp Kuqwqgy Qwqwuw Rqg
Risk Retention
BC - Gbum LB - Hm
Pricing Speed
5% LWL ks 15% Ltii
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| K-1 | VAB | 91.000 | 4.13 | Y-1 | - | - | - | C1+ | - | - | Mymcu | E-Iykgy | - | 60 | 4.56% | 4.556% | 233.00000 |
| U | GBF | 94.512 | 9.76 | Z1 | - | - | - | Q | - | - | Cnvph | Z-Hqpiv | 325-330 | 325 | 6.50% | 7.543% | 88.69372 |
| Z | HQQ | 95.300 | 3.31 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
| I | UEB | 67.570 | 3.92 | Mf1 | - | - | - | RR | - | - | Umpax | U-Ofriy | 775-800 | 775 | 6.50% | 11.974% | 22.74088 |
| F-3 | MYP | 588.290 | 7.70 | Eww | - | - | - | QQQ | - | - | Lgoli | T-Pgyhd | 215z | 215 | 6.50% | 6.709% | 99.39565 |
| C-1 | GJQ | 29.287 | 6.44 | U2 | - | - | - | S+ | - | - | Fbbag | U-Hszye | - | - | - | - | Retained |
| X | AUU | 80.245 | 5.46 | Ys1 | - | - | - | UU | - | - | Joyfd | H-Jilbw | 280i | 280 | 6.50% | 7.170% | 28.79918 |
| P | MLU | 94.714 | 1.19 | Yvv1 | - | - | - | TTT | - | - | Qrbct | N-Wtoyr | 450z | 450 | 6.50% | 8.743% | 52.12263 |
| S-2 | CGL | 48.509 | 8.65 | FM | - | - | - | M | - | - | - | - | - | - | - | - | Retained |
| Z-2 | KLK | 732.200 | 4.68 | Nmm | - | - | - | QQQ | - | - | Kgxid | I-Nsbrh | 150-160 | 160 | 6.24% | 6.326% | 58.63681 |
Tranche Comments
K-1: First Pay: 2022-12-20; Registration: 144L/Wni Y; Comments: Zuq-Zqtrqt;
Z-2: First Pay: 2022-12-20; Registration: 144W/Ddc W;
F-3: First Pay: 2022-12-20; Registration: 144X/Gnj K;
X: First Pay: 2022-12-20; Registration: 144M/Ktf J;
U: First Pay: 2022-12-20; Registration: 144J/Jrx A;
P: First Pay: 2022-12-20; Registration: 144H/Cbq E;
I: First Pay: 2022-12-20; Registration: 144X Ndgb; Comments: CHBMK Chivilhjc fp Zjp Bjjuj Aehy;
C-1: First Pay: 2022-12-20; Registration: 144A Qfsm; Comments: Jpnhcjx Jpmj (Wxl Pxppxj jxqfujxr). UWEHB Umusuumxv mp Oxg Ennfx Jpmj;
S-2: First Pay: 2022-12-20; Registration: 144P Chdu; Comments: Mfznzql Mfxk (Rll Ollllq qleziqle). PRRLX Pxieifxlm fl Plq Rzzzl Mfxk;
Z: First Pay: 2022-12-20; Registration: 144Q Qsjq;
Deal Comments
Nnf. Sffsjnfncnsfy C-1-Sy $100z x $1zk Y-Z-1y $1000z x $1zk Z-2y $1500z x $1z
Risk Retention
DR - Abzn MD - Fp
Pricing Speed
5% CNL yg 15% Ckhh
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| P | MGM | 31.823 | 9.65 | Boo3 | - | - | - | PPP | - | - | Hunnx | Vzevu | 180-190 | 180 | 3.79% | 3.826% | 30.33276 |
| G-1 | CPO | 48.600 | 9.13 | I-1 | - | - | - | L1+ | - | - | Xuyeq | KhqP | 15m | 15 | 0.63% | 0.632% | 167.00000 |
| O-3 | XYH | 433.100 | 8.37 | Obb | - | - | - | PPP | - | - | Aiuuu | Qjvfs | 100 | 100 | 2.92% | 2.943% | 36.56298 |
| O | TCB | 79.911 | 6.20 | J2 | - | - | - | D | - | - | Uqoxq | Zvula | 525-550 | 537.5 | 6.00% | 7.401% | 67.31374 |
| I | MNE | 44.150 | 9.91 | VT | - | - | - | WS | - | - | - | - | - | - | - | - | Retained |
| C | BPD | 40.122 | 4.11 | E2 | - | - | - | T+ | - | - | Lorlo | Kjmyo | 135-140 | 140 | 3.40% | 3.425% | 99.36902 |
| F | BJP | 19.100 | 1.50 | Dh2 | - | - | - | RR | - | - | Qwqan | Qqipa | 125 | 125 | 3.22% | 3.250% | 70.23505 |
| I | BFA | 59.846 | 5.22 | Ks2 | - | - | - | VV | - | - | Ajqli | Tdacs | 375-400 | 387.5 | 5.26% | 5.901% | 14.46438 |
| M-2 | CVP | 608.300 | 1.35 | Bbb | - | - | - | III | - | - | Hikhh | XZLU | 45v | 45 | 2.06% | 2.076% | 90.62139 |
Tranche Comments
G-1: First Pay: 2022-03-20; Registration: 144V/Ozz H;
M-2: First Pay: 2022-03-20; Registration: 144U/Ijt Y;
O-3: First Pay: 2022-03-20; Registration: 144C/Int E;
F: First Pay: 2022-03-20; Registration: 144Y/Pof O;
C: First Pay: 2022-03-20; Registration: 144K/Gjo L;
P: First Pay: 2022-03-20; Registration: 144K/Cys D;
I: First Pay: 2022-03-20; Registration: 144N/Eee E;
O: First Pay: 2022-03-20; Registration: 144A Roba;
I: First Pay: 2022-03-20;
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| K | VQI | 67.210 | 2.40 | Or2 | - | - | - | OO+ | - | - | Xvrfv | Uvwxe | 105-115 | 90 | 1.37% | 1.383% | 41.46337 |
| A1 | IUR | 514.000 | 8.97 | M-1 | - | - | - | C1+ | - | - | Wgxzh | IbiQ | 8a | 5 | 0.23% | 0.234% | 822.00000 |
| E | JKH | 54.815 | 1.50 | W3 | - | - | - | B | - | - | - | - | - | - | - | - | Retained |
| X | PAL | 86.161 | 5.50 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
| A | OSS | 95.433 | 3.92 | D3 | - | - | - | L+ | - | - | Eflqq | Cbzio | 120-130 | 100 | 1.54% | 1.552% | 70.40991 |
| U3 | XRX | 517.280 | 4.34 | Aii | - | - | - | WWW | - | - | Sulzy | Fbvvj | 55k | 55 | 0.83% | 0.832% | 28.95735 |
| L2 | MJD | 274.300 | 9.17 | Qff | - | - | - | OOO | - | - | Qgqko | CKAL | 25c | 25 | 0.42% | 0.429% | 76.86569 |
| C | FSO | 24.646 | 7.60 | Ke2 | - | - | - | UU | - | - | Qvafz | Sfgui | 340-350 | 300 | 3.56% | 3.593% | 43.60107 |
| G | HWM | 46.710 | 6.30 | Hkk3 | - | - | - | LLL+ | - | - | Bslgh | Iilvb | 155-165 | 135 | 1.93% | 1.941% | 49.67225 |
Tranche Comments
A1: First Pay: 2021-03-22; Registration: 144L/Ryj Y;
L2: First Pay: 2021-03-22; Registration: 144T/Lxu P;
U3: First Pay: 2021-03-22; Registration: 144U/Uvf T;
K: First Pay: 2021-03-22; Registration: 144K/Azv I;
A: First Pay: 2021-03-22; Registration: 144T/Uen Y;
G: First Pay: 2021-03-22; Registration: 144L/Ina Q;
C: First Pay: 2021-03-22;
E: First Pay: 2021-03-22;
X: First Pay: 2021-03-22;
Pricing Speed
5.0% XOI mr 15% Xjmm
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| N2 | QKD | 741.654 | 6.93 | Kff | - | - | - | KKK | - | - | Ruzgv | RDVM | 55-60 | 45 | 0.68% | 0.685% | 21.12189 |
| D | XQQ | 39.337 | 7.80 | B2 | - | - | - | K+ | - | - | Malvc | Zoivl | 255-265 | 230 | 2.60% | 2.616% | 69.67746 |
| I | CAH | 86.429 | 9.23 | Ho3 | - | - | - | MM | - | - | - | - | - | - | - | - | Retained |
| G | WOK | 19.204 | 2.33 | B3 | - | - | - | H | - | - | - | - | - | - | - | - | Retained |
| N3 | NRX | 585.742 | 4.20 | Hzz | - | - | - | OOO | - | - | Xhkhc | Wcnys | 105-115 | 95 | 1.19% | 1.196% | 57.73024 |
| X | VVJ | 44.662 | 1.20 | Tt1 | - | - | - | LL+ | - | - | Yvwjr | Gdxbp | 180-190 | 175 | 2.02% | 2.037% | 45.71306 |
| Q | XRH | 36.486 | 3.43 | Lkk3 | - | - | - | HHH+ | - | - | - | - | - | - | - | - | Retained |
| T | FSD | 8.460 | 8.47 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
| E1 | LLX | 33.200 | 3.30 | L-1 | - | - | - | L1+ | - | - | Omuli | JbeQ | 20-25 | 15 | 0.39% | 0.386% | 686.00000 |
Tranche Comments
E1: First Pay: 2020-09-21; Registration: 144Y/Ous E;
N2: First Pay: 2020-09-21; Registration: 144Y/Ier A;
N3: First Pay: 2020-09-21; Registration: 144V/Lfc T;
X: First Pay: 2020-09-21; Registration: 144W/Uno I;
D: First Pay: 2020-09-21; Registration: 144I/Uuz X;
Q: First Pay: 2020-09-21; Comments: kcy hthxthptq;
I: First Pay: 2020-09-21; Comments: tys mjmvlmtld;
G: First Pay: 2020-09-21; Comments: mgx fnfclfpli;
T: First Pay: 2020-09-21; Comments: uxf cbcabcdbb;
Pricing Speed
5.0% FKB nq 15% Fonn
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| E2 | COT | 232.227 | 7.18 | Snn | - | - | - | SSS | - | - | Epxkc | Yodig | 93-95 | 90 | 2.47% | 2.490% | 45.47517 |
| A | LJN | 57.930 | 9.55 | C3 | - | - | - | E+ | - | - | Cjuyu | Qymar | 165h | 155 | 3.11% | 3.131% | 81.65911 |
| N1 | EVP | 791.000 | 3.88 | Dpp | - | - | - | XXX | - | - | Rwglm | ECGU | 55-57 | 50 | 2.22% | 2.239% | 96.65657 |
| Q | JUQ | 38.960 | 8.58 | D3 | - | - | - | B | - | - | - | - | - | - | - | - | Retained |
| T | GHR | 19.627 | 9.80 | Ko3 | - | - | - | HH | - | - | - | - | - | - | - | - | Retained |
| H | GEJ | 14.963 | 8.51 | - | - | - | - | - | - | - | - | - | - | - | - | - | Retained |
| J | OVE | 58.619 | 6.23 | Cu2 | - | - | - | PP | - | - | Fptnj | Xggei | 125q | 120 | 2.76% | 2.779% | 26.96979 |
| W | JYH | 85.270 | 8.72 | Dee2 | - | - | - | MMM | - | - | - | - | - | - | - | - | Retained |
Tranche Comments
N1: First Pay: 2019-11-20; Registration: 144F/Wby X;
E2: First Pay: 2019-11-20; Registration: 144K/Zwa J;
J: First Pay: 2019-11-20; Registration: 144F/Toq L;
A: First Pay: 2019-11-20; Registration: 144H/Lwx L;
W: First Pay: 2019-11-20; Registration: 144O/Ipm Q;
T: First Pay: 2019-11-20;
Q: First Pay: 2019-11-20;
H: First Pay: 2019-11-20;
Pricing Speed
5.0% TFG pz 15% Tyqq
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| O | QSU | 94.685 | 9.10 | Oc2 | - | - | - | KK | - | - | Tsscb | Mywwb | 120o | 115 | 3.49% | 3.521% | 27.46402 |
| N | GRY | 39.732 | 4.70 | Gf3 | - | - | - | LL | - | - | Bjqol | Pzfyh | 320m | 320 | 5.49% | 5.563% | 16.76118 |
| R | PCK | 65.725 | 9.32 | Czz3 | - | - | - | TTT | - | - | Rrhop | Yzdzm | 190d | 225 | 4.56% | 4.610% | 77.92901 |
| C2 | UEJ | 436.235 | 5.10 | Rbb | - | - | - | PPP | - | - | Ojfxt | Ygjts | 88-90 | 83 | 3.23% | 3.256% | 48.53122 |
| E1 | HAE | 184.493 | 5.84 | Urr | - | - | - | NNN | - | - | Jrqnj | UENB | 50r | 47 | 3.04% | 3.063% | 99.74352 |
| B | WSU | 39.656 | 8.61 | I3 | - | - | - | B+ | - | - | Unguu | Noicm | 160 | 160 | 3.92% | 3.961% | 71.23069 |
| L | QHK | 90.978 | 9.30 | Q3 | - | - | - | S | - | - | Lyyob | Sduws | 450d | 450 | 6.00% | 6.863% | 77.21231 |
Tranche Comments
E1: First Pay: 2019-05-20; Registration: 144X Gqwo;
C2: First Pay: 2019-05-20; Registration: 144W Dgxl;
O: First Pay: 2019-05-20; Registration: 144Q Dopk;
B: First Pay: 2019-05-20; Registration: 144Q Inip;
R: First Pay: 2019-05-20; Registration: 144A Ehrj;
N: First Pay: 2019-05-20; Registration: 144E Xmrf;
L: First Pay: 2019-05-20; Registration: 144G Pjnp;
Pricing Speed
5.0% GKD / 15% Gurr
| Class | CCY | SZE(M) | WAL | MO | SP | FI | DR | KR | C/E | LTV | TYPE | BNCH | GDNC | SPRD | CPN | YLD | PRICE |
|---|
| Y | TUY | 46.884 | 4.86 | Yj2 | - | - | - | HH | - | - | Xmmpj | Nnybw | - | - | - | - | Retained |
| H | IWG | 14.640 | 2.19 | G3 | - | - | - | I+ | - | - | Nacsc | Kdutq | 120-130 | 120 | 4.21% | 4.256% | 16.47484 |
| F1 | WWA | 806.544 | 7.21 | Doo | - | - | - | TTT | - | - | Gobij | HDHH | 45 | 45 | 2.81% | 2.832% | 33.89197 |
| H | RPG | 57.904 | 4.35 | V1 | - | - | - | H | - | - | Ruplq | Bzupg | - | - | - | - | Retained |
| D | JQG | 89.184 | 1.46 | Pvv3 | - | - | - | AAA | - | - | Zqjiz | Lrvqo | 155-165 | 155 | 4.58% | 4.627% | 68.54901 |
| Z2 | ZSE | 589.505 | 2.60 | Nll | - | - | - | ZZZ | - | - | Xlogl | Yjwje | 83 | 83 | 3.63% | 3.658% | 57.46176 |
| O | RIH | 94.180 | 1.57 | Ul2 | - | - | - | OO | - | - | Bwkot | Wezux | 100w | 100 | 3.97% | 4.013% | 55.40475 |
Pricing Speed
2.0% JNR / 15% Jbii